What is BeFit Cover?
ICICI Lombard BeFit Cover provides coverage for OPD requirements on a cashless basis. BeFit covers expenses across physical and virtual consultation by general, specialist and super-specialist doctors as well as physiotherapy sessions. This cover also caters to other out of pocket expenses such as pharmacy, minor procedures, routine diagnostics and wellness programs. Since this is a Cover, BeFit can only be availed along with a base policy from ICICI Lombard.
What are the base policies with which BeFit Cover can be availed?
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Health AdvantEdge
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Arogya Sanjeevani Policy
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ICICI Lombard Health Booster
What are the benefits of BeFit Cover?
- Outpatient consultation
Covers expenses of physical consultations with a general medical practitioner, specialist or super-specialist doctor in a policy year.
- Physiotherapy
Covers expenses of physiotherapy sessions with a medical practitioner during the Policy Period
- Pharmacy cover
Covers expenses of medicines, drugs, and medical consumables, prescribed by a medical practitioner under our cashless network up to a pre-defined sum.
- E-counselling
Covers expense of e-counselling availed for mental health virtual support sessions via our IL Take Care app.
- Diet and Nutrition e-consultation
Covers expense of diet and nutrition e-consultation via the IL Take Care app
- Teleconsultation
Covers the expense of teleconsultations with a doctor via calls, video or chat option on the IL Take Care app.
- Preventive Healthcare
Fee medical check-up once a year for adults aged 21 years and above included in the policy
- Ambulance Assistance
Covers facilitating ambulance assistance service in case of urgent medical attention
What are the relationships that can be covered in a single BeFit Cover policy?
Self, Spouse, Dependent children, Dependent Grandchildren, Dependent parents, Dependent Parents in law, Siblings and grandchildren.
What covers does the BeFit Cover offer?
- Outpatient consultation
- Routine Diagnostic and Minor Procedure Cover
- Physiotherapy
- Pharmacy cover
- E-counselling
- Diet and Nutrition e-consultation
- Teleconsultation
- Preventive Healthcare
- Ambulance Assistance
What are the minimum and maximum entry ages to avail of the BeFit Cover?
The minimum entry age for an individual is 6 years. Children between the ages of 3 months to 5 years can be insured under a floater plan only. The maximum entry age shall be restricted to 65 years. The max age for dependent children under a floater policy is 20years.
What is the maximum age limit for renewal of the policy?
There is no maximum age limit for renewal. Policy buyers can renew at any age once availed.
What is the maximum number of members that can be added to a single policy?
A maximum of 5 members can be added in a single policy, on a family floater basis - 2 adults and a maximum of 3 dependent children can be included.
What are your Premium rates?
The premium rates are based on the sum insured and the base coverage selected along with the policy's tenure. You can calculate the premium using our calculators.
How to claim under the BeFit Cover policy?
To avail of cashless service, you will need to
- Download the IL Take Care app from the App store/Playstore.
- Once downloaded, the policyholder is required to complete the registration and log in to the home page.
- On the home page, click on the respective service icon to avail cashless benefits of the BeFit policy.
How are the claims paid?
All benefits under this Cover can be availed on a cashless basis only.