Close ILTakeCare Suggestion
IL TakeCare app – For all your insurance & wellness needs

Policy purchase, claims, renewal & more

 

How to Check Car Insurance Expiry Date?

Knowing your car insurance expiry date helps prevent coverage lapses. You can check it via your policy document, insurer’s website, Parivahan Sewa, VAHAN, or IIB portal. Timely renewal avoids legal penalties and ensures continuous protection. Set reminders to renew before expiry.

  • 06 May 2025
  • 6 min read
  • 7244 views

With car insurance, you won’t have to worry about bearing the full financial burden if something goes wrong. It is a type of coverage that protects you and your vehicle in case of accidents, theft, or damage. It acts like a safety net for your vehicle. However, this safety net has an expiration date. We recommend that you learn about its expiration date and remain prepared to renew it. So, it’s always smart to have car insurance to safeguard your wheels and your wallet. Here, we will help you check your car insurance expiry date.

How to check car insurance validity?

There are several ways to check car insurance expiry date-

  1. Policy document

The most straightforward way to find your insurance expiry date is by reviewing your policy document. This paper, provided by your insurer at the time of purchase or renewal, contains all the essential details, including the policy's start and end dates. Ensure you store this document safely, either as a physical or digital copy, for easy reference.

  1. Insurance provider's website or mobile app

Most insurance companies offer online services through their official websites or mobile applications. To check your policy details:

  • Visit the official website or open the mobile app of your insurance provider.
  • Log in using your registered credentials.
  • Go to the section that contains the policy details.
  1. Contacting customer support

If you prefer direct assistance, you can contact your insurance company's customer support:

  • Call the customer service helpline: Provide your policy number or vehicle registration number to the representative, who can then inform you of your policy's expiry date.
  • Visit the nearest branch: Bring your policy document or vehicle details to the branch, where staff can assist you with your query.

What is the validity of a car insurance policy?

The validity of a car insurance policy refers to the period during which it remains active and provides coverage for the insured vehicle. It depends on the type of policy chosen by the vehicle owner.

  1. Annual car insurance policy: Whether third-party or comprehensive car insurance for old four-wheelers, this type of policy has a standard validity period of one year.
  2. Long-term car insurance policy: An insurance valid for 5 years is mandatory for newly purchased cars.
  3. Temporary car insurance policy: It is short-term car insurance valid for a few months. This policy caters to special cases where coverage is required for a limited time, such as for rental or leased cars.

How to check the insurance expiry of your car?

There are several ways in which you can check the expiry date of your car insurance-

Check car insurance online on the Parivahan Sewa website

The Ministry of Road Transport and Highways maintains the Parivahan Sewa website, which stores data on all registered vehicles in India. To check your car insurance status:

  1. Visit the Parivahan Sewa website: Navigate to the official Parivahan Sewa portal.
  2. Access vehicle details: Click on the 'Information Services' tab and select 'Know Your Vehicle Details.'
  3. Enter registration number: Input your vehicle's registration number and the verification code displayed.
  4. View insurance details: The portal will display your vehicle's details, including the insurance validity and expiry date.

This method provides a quick and reliable way to verify your car insurance status online

 On the Parivahan app

The mParivahan app, developed by the Ministry of Road Transport and Highways, offers a user-friendly platform to access vehicle-related information:

  1. Download and install the mParivahan app. It is available on both Android and iOS platforms.
  2. Open the app, select your preferred language and proceed by clicking "Continue."
  3. Log in with your mobile number.
  4. Enter your vehicle registration number and the app will display your vehicle's details, including insurance validity.

On the IIB portal

If you are wondering how to check your car insurance expiry date online, one method is to use the Information Bureau for Insurance. It entails visiting the bureau’s website and entering the necessary information about your vehicle.

  1. Once you submit the details, you can view the policy information, including the expiry date of your insurance.
  2.  If there is no active policy, you can also access any previous relevant policy details. If you cannot find the necessary information, try searching using your vehicle’s engine or chassis number.
  3. Checking through the Information Bureau for Insurance provides a convenient way to stay updated on the status of your comprehensive car insurance.

Check car insurance online status on VAHAN

You can follow these steps if you need to learn how to check car insurance renewal dates using VAHAN E-service. These steps include:

  • Visit the website for VAHAN e-services.
  • Look for the option “Know Your Vehicle” and click on it.
  • Enter the verification code and your car registration number as prompted.
  • Select “Search Vehicle” to proceed.
  • It will display the insurance expiration date and other relevant information about your car.

Conclusion

You must check the expiry date of your car insurance regularly to avoid any lapses in coverage. You can utilise different methods such as the Information Bureau for Insurance, VAHAN E-Service or scanning the QR code on your policy to check the expiry date conveniently. Remember to set reminders or alarms to stay informed about the expiration of your policy. Insurance companies often provide a grace period of 30 days, but delaying the renewal for more than 90 days may result in the loss of a No Claim Bonus (NCB). You may even have to purchase a new insurance policy.


Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Also read:

 
  • Looking for tailored advice?

    Schedule a call with our insurance advisors

  • OR
  • Call us:

    1800 2666
Please enter valid name
Please enter a valid mobile number
Please select the Category

Subscribe to our newsletter

Understand insurance better by reading our helpful guides, articles, blogs and other information.

Please enter valid name
Please enter valid Email

Error message here