RTO Form 28: Essential Guide for Vehicle Ownership Transfer

Car ownership and reselling can be challenging, especially with the numerous forms and procedures involved.

One such essential form for the process that every car owner in India should be familiar with is the RTO Form 28. This form is crucial for transferring vehicle ownership, whether you're selling or buying a used car. Understanding how to download and fill it out correctly can save you significant time and effort. Improperly completing this form can lead to delays, legal complications, or even the invalidation of the transaction. It is important to follow the guidelines carefully to avoid unnecessary problems and enjoy your new vehicle. This blog covers everything you need to know about RTO Form 28, its purpose, and how to download and fill it out correctly.

What is RTO Form 28?

RTO Form 28, also known as “Application for Registration of Transfer of Ownership of a Vehicle”, is a mandatory document for transferring vehicle ownership. It serves as a “No Objection Certificate” (NOC) from the Regional Transport Office (RTO), confirming the transfer of ownership is approved and there are no pending dues, challans, or legal obligations associated with the vehicle.

This form ensures that all administrative and legal records are updated, providing a smooth ownership transition. Whether you are selling or purchasing a pre-owned vehicle, RTO Form 28 is an important step to avoid future complications.

How to Fill Form 28?

Filling out RTO Form 28 correctly is essential to avoid any legal problems during the sale or purchase of a pre-owned vehicle. Here's how to do it:

1. Download the Form: Obtain the RTO form from the official RTO website or your local RTO office.
2. Enter Personal Details:

• Name of Applicants (Seller): Provide the full name of the vehicle’s seller.
• Address of the Seller: Enter the seller’s complete residential address.
• Seller Phone Number: Include a valid phone number.

3. Provide Vehicle Information:

• Registration Number: Input your vehicle’s registration number.
• Chassis Number (Chassis Number): Specify the vehicle chassis number.
• Engine Number: Enter the engine number associated with the car.
• Year/Make of Vehicle: Mention the make and model of the vehicle.
• Year of Manufacture: Input the year the vehicle was manufactured.
• Fuel Type: Indicate the fuel type (Petrol, Diesel or CNG).

4. Details for Buyer:

• Name of Buyer: Enter the buyer’s full name.
• Address of the Buyer: Give the buyer’s full residential address.
• Buyer's Phone Number: Include a valid phone number for the buyer.

5. Details of Sale:

• Date of Sale: Mention the date of the sale transaction.
• Sale Price: State the agreed-upon car sale price.
• Signatures: Ensure the buyer and the seller sign the form.

6. Additional Information:

• Purpose of Transfer: State the reason behind the transfer of vehicle ownership (sale, gift, etc.).
• Other Relevant Information: Include any additional information if required.

You must submit supporting documents with the completed form to validate the transaction legally, including the original vehicle registration certificate (RC), car insurance policy, PUC, address proof of the owner, and other NOCs from relevant institutions (e.g. car dealerships or financing banks).

How to Download Form 28

Downloading RTO Form 28 is easy. Follow these steps:

1. Check the Official RTO Website: Access the Regional Transport Office (RTO) or the Ministry of Road Transport & Highways (MoRTH) website.
2. Go to Forms Section: Look for the section dedicated to documents or forms. This section is typically under "Services" or "Downloads."
3. Search for Form 28: Type "RTO Form 28" or "Application for Registration of Transfer of Ownership of Vehicle" using the Search bar.
4. Download the Form: Select the ‘Download’ option to save the form to your device for filling it up later.
5. Alternative Method: Alternatively, you can request a hard copy of Form 28 at your local RTO office.

Conclusion

The legal transfer of car ownership can be a time-consuming process, with RTO Form 28 playing a key role in ensuring a hassle-free transaction. This form helps the new RTO confidently approve the registration of the car with them. It verifies the transfer of ownership, ensuring that all necessary details are accurately recorded. Knowing how to download and fill out the form in advance can save you a significant amount of time, allowing you to submit it without any issues. Whether you're a buyer or a seller, it's essential to be thoroughly aware of these procedures to avoid mistakes or delays. Additionally, being proactive and gathering all required documents can further streamline the process and prevent any last-minute hassles.

Additionally, it is prudent to undertake some safety procedures after acquiring your new vehicle. This includes acquiring a comprehensive car insurance policy. An appropriate plan can provide financial protection in the event of accident, wear and tear or theft. This ensures longevity and lets you enjoy your new vehicle for longer.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.