Self-Inspection Video For Car Insurance Renewal: Step Guide

The car inspection process can often be a cumbersome process, especially when it's needed for policy renewal. However, a self-video inspection for car insurance offers a quick and convenient solution. You can now inspect your car from the comfort of your home, making the entire process stress-free. This method saves both time and effort, streamlining the car insurance policy renewal process. It effectively puts an end to long waits and complicated procedures, making everything smoother and faster than ever before.

What is a Self-Inspection Video in Car Insurance?

It is a modern approach to vehicle assessment that leverages technology to simplify the renewal process. There is no longer a need to schedule an appointment with an insurance agent. Instead, you can use your smartphone to capture video evidence of your vehicle's condition. Just make sure to record a detailed video that clearly shows all the following aspects of the car's exterior and interior:

• The overall body condition
• Windshield and windows
• Headlights and taillights
• Tyres and wheels
• Interior dashboard and seats
• Engine compartment

Submit the video to your insurance provider. 

Benefits of Self-Inspection Video for Car Insurance Renewal

Self-inspection videos are a win-win for both policyholders and insurance companies. It offers various advantages:

1. A notable gain is the hours it saves for the inspection process. With car insurance online services, policyholders have more flexibility. They can complete the inspection on their timeline. There's no need to plan a session. You also bypass the delay associated with waiting for an inspector.
2. Vehicle protection companies can reduce substantial operational costs by eliminating in-person evaluations. Customers may reap the rewards of improved productivity. This could lead to better coverage options.
3. Self-inspection videos provide an unbiased and detailed view of the vehicle's real-time condition. By offering thorough scrutiny, these videos help ensure a fair assessment, reducing the likelihood of disputes during claim settlements.
4. Car insurance online renewals accelerate the process, and incorporating self-inspection videos speeds it up even further. Insurers can quickly review the videos, often within hours, making the policy renewal process more efficient and significantly reducing wait times for policyholders.
5. Self-inspection videos help insurance companies reduce the chances of fraud by offering photographic proof of the vehicle's state. These videos provide evidence of the vehicle's authenticity. This added layer of verification lowers the incidence of bogus claims.
6. Easy self-assessment contributes to a more positive customer experience. It makes the process far more straightforward. This simplicity can boost customer satisfaction. Higher satisfaction rates typically translate to more loyal customers.

Considerations for a Self-Inspection Video Process for Four Wheeler Insurance Renewal

The policyholder must provide a clear and concise video. The following should be considered in the shooting:

• Use stable shooting techniques to avoid blurry footage.
• Tick the checklist of all areas that need to be captured.
• Include close-ups of essential components like engines, tyres, etc.
• Ensure the VIN and licence plate are there in the video.
• Don't forget to record your vehicle's RC and previous-year-policy (PYP) documents in the video.
• Implement geo-tagging to verify the location of the inspection.
• Use time stamps to ensure the recency of the video.
• Clean the windshield and windows of the vehicle for a clear video-capturing
• Choose a sun-lit location for recording the video. Avoid shooting video under the tree, at the workshop, in the garage, or at the petrol pump.
• Capture the car chassis number engraved under the front bonnet of the car. In some vehicles, it may be present near the driver's door.

Procedure to Do Self-Video Inspection for Car Insurance Renewal

Conducting a thorough self-video inspection is essential for your car insurance renewal. You can follow the steps carefully to avoid any issues.

Preparation

1. Carefully sanitise both the inside and outside of your vehicle.
2. Ensure you have a smartphone with a good camera and sufficient storage
3. Select a well-illuminated location, preferably outdoors under natural sunlight.
4. Have your insurance policy number and a valid ID ready.

Start the Video

1. Begin by stating your name, policy number, and the current date.
2. Show your ID card and insurance policy document to the camera.

Exterior Inspection

1. Circle the car to capture all sides. Keep the shot uninterrupted.
2. Start from the front. Move to the right side, then the back. Finally, capture the left side.
3. Zoom in on the licence plate and capture it clearly.

Close-up Details

1. Focus on each tyre, showing the tread condition.
2. Capture close-ups of all lights, namely front lights, rear lights, indicators, etc.
3. Focus on any existing scratches, dents, and other damages.

Interior Inspection

1. Open all doors to reveal the interior condition.
2. Record the instrument panel, emphasising the odometer reading. This will provide accurate mileage information.
3. Show the condition of seats, floor mats, and ceiling.

Engine Compartment

1. Open the hood and show the engine bay
2. Concentrate on the Vehicle Identification Number etched on the chassis.

Functionality Check

1. Press the ignition button to show that the car starts up.
2. Test all exterior lights to ensure they're working correctly.

Conclusion

The introduction of self video inspection for car insurance has modernised policy renewals, making the process more efficient and convenient for policyholders. This innovative approach reshapes how insurance is renewed, significantly simplifying the process for online car insurance services.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.