Your car not only serves the purpose of getting you from point A to point B, but it also acts as your protective shield on the road ensuring your safety. Incorporating safety accessories into your car offers protection for both you and the co-passengers. Additionally, it showcases your commitment to practising safe driving habits, which can potentially lead to lower auto insurance rates. Always remember that prioritising safety should be paramount whenever you hit the road.
Let’s delve into 8 car safety accessories that not only enhance your well-being but may also have a positive impact on your car insurance premiums.
Must have Car Safety Accessories
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Seatbelt Extenders
Seatbelts improve safety and comply with motor vehicle regulations. This may positively influence car insurance rates. Ensure that every passenger can comfortably fasten their seatbelt.
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Blind Spot Mirrors
Blind spot mirrors enhance visibility and minimise blind spots when changing lanes or merging. Therefore, they reduce the risk of vehicle accidents in areas where visibility is low.
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Rearview Camera
Provides a view of what's behind your car while reversing and helps prevent accidents in parking lots or tight spaces.
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Parking Sensors
The parking sensors are designed to alert you about any obstacles when you're parking, which helps prevent collisions with objects or vehicles. This feature can potentially help in insurance claims related to parking incidents.
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Puncture Repair Kit
A puncture repair kit will come in handy when you face a flat tyre issue while driving, especially on bad terrain. It will help you do a quick fix when there is no motor repair assistance nearby.
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Tyre Pressure Monitoring System (TPMS)
The TPMS is responsible for monitoring the tyre pressure and notifying you if it is too low. By keeping your tires inflated, the risk of blowouts and accidents can be reduced. This feature promotes good driving practices and may even lead to lower insurance rates.
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Dash Cam
A dash cam records your driving, providing evidence in case of accidents or disputes. It can be particularly useful when determining faults in accidents and expediting the insurance claims process.
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Child Car Seat
This car accessory ensures the safety of toddler passengers by holding them in place during a collision. Complying with child safety laws not only protects children but can also have a positive impact on your car insurance rates.
Conclusion
Equipping your vehicle with these eight safety accessories not only improves your on-road protection but can also positively affect your car insurance premiums. By reducing the likelihood of accidents and ensuring adherence to safety regulations you exhibit responsible driving habits to insurance providers. Stay updated on the advancements in automotive safety technology and contemplate upgrading your safety features.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.