FASTag is an electronic toll collection system in India that uses Radio Frequency Identification (RFID) scanners to collect toll charges automatically on state and national highways. Introduced by the National Highways Authority of India (NHAI), it eliminates cash transactions at toll plazas, reducing queues and traffic congestion. The rechargeable FASTag stickers are affixed to a car’s windshield and linked to the owner’s bank account.
Understanding the different types of FASTags is important since they are mandatory for all four-wheelers.
Various types of FASTag used in India
FASTag types are broadly classified based on vehicle type, usage, and the issuing body to ensure appropriate toll deduction and smooth travel.
Types of FASTtag based on vehicle:
- Private vehicle FASTtag: It is issued for personal use vehicles like cars, jeeps, vans, and SUVs. This FASTag offers cashback benefits.
- Commercial vehicle FASTag: This FASTag is designed for trucks, buses, and multi-axle vehicles used for goods or passenger transport. It is ideal for logistics companies and tourist buses and ensures efficient toll payments for large-scale operations.
- Government vehicle FASTag: This category is designated for police vehicles, ambulances, and other exempted services. This FASTag type is issued directly by authorised agencies for toll exemption.
- Rental vehicle FASTag: Designed for rental car service providers and fleet owners, this FASTag enables centralised toll tracking and seamless digital expense management.
Different types of FASTags based on issuing bodies:
- Bank-specific FASTag: It is issued by banks in association with the National Payments Corporation of India (NPCI). This FASTag is available from 25+ banks, including SBI, HDFC, ICICI, and Axis Bank.
- Prepaid wallet FASTag: This FASTag is available from digital wallet providers like Amazon Pay, Airtel Payments Bank, and PhonePe. It offers a convenient payment option without a bank account.
- NHAI FASTag: The National Highways Authority of India (NHAI) issues this directly at toll plazas. It requires a prepaid wallet and is particularly beneficial for vehicles needing immediate FASTags access.
Conclusion
FASTags simplify toll payments for passengers by offering reliability, transparency, and contactless transactions. Choosing a FASTag type that aligns with your vehicle usage and travel needs will maximise its benefits. Additionally, ensure that your FASTag and bank account remain active and functional to avoid penalties and delays.
As a car owner, it is also essential to protect your vehicle from potential financial liabilities. So, pairing your FASTag with car insurance will ensure complete coverage for your vehicle. You can opt for comprehensive or third-party car insurance.
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