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Types of Mental Health Problems & How Insurance Helps

This article explains the different types of mental health disorders, including depression and eating issues. It discusses their symptoms, causes, and available treatment options.

  • 30 Aug 2024
  • 3 min read
  • 357 views

Updated on - 12 Jun 2026

Mental illness suggests various conditions that impact how an individual thinks, feels, and behaves. If the conditions become severe, an individual may not be able to function normally in daily life. Factors such as genetic, biological, environmental, and psychological may combine to trigger mental illnesses. They do not go away on their own and need medication, therapy, or a combination of both.

Qualified professionals are out there to help people with mental issues, which are not something to be embarrassed about, but genuine problems. This blog explores the types of common mental disorders.

What Are the Different Types of Mental Health Disorders?

There are many recognised mental health disorders, ranging from anxiety and mood disorders to eating and dissociative conditions, each with distinct symptoms and treatment approaches. Some of them include:

Anger Issues

Anger itself is not classified as a mental disorder, but when it becomes intense or difficult to control, it can affect relationships, daily functioning, and overall well-being. In some cases, persistent anger may be linked to underlying conditions such as intermittent explosive disorder or certain mood disorders. Managing it effectively is important, and approaches such as psychotherapy, including talk therapy, and in some cases medication, can help individuals respond to anger in a healthier way.

Engaging in constructive activities like walking, journaling, listening to music, cycling, or other forms of exercise can help channel emotions positively and reduce the likelihood of anger escalating.

Anxiety and Panic Attacks

Patients with this type of mental disorder exhibit conditions that include nervousness, panic, and fear, along with sweating and rapid heartbeat. Depression, social phobias, specific phobias, and panic disorders are also related to anxiety disorders. Anxiety and panic attacks are often treated through medication and cognitive behavioural therapy personalised for the patient.

Bipolar Disorder

In this chronic mental health disorder type, a patient feels intense shifts in mood, energy levels, and behaviour along with depressive episodes. This condition can be managed through medication, changes in lifestyle, talk therapy, and other treatments.

Body Dysmorphic Disorder

This mental illness deters the patient from seeing and feeling positive about their own body and appearance, leading to negative thoughts and emotions about their looks. This mental outlook undermines their physical and psychological well-being. Psychotherapy and medication can help treat conditions such as BDD, enabling a person to manage their thoughts and behaviour.

Depression

A person suffering from depression has consistent feelings of sadness, which changes their thought process, eating, sleeping, and acting habits, complicating their day-to-day life. Therapies to treat depression include CBT, or cognitive behavioural therapy, brain-stimulating therapy, medications, and changes in lifestyle.

Dissociation and Dissociative Disorders

Dissociative disorders include three categories, namely dissociative identity disorder, dissociative amnesia, and derealisation/depersonalisation disorder, which often develop after a patient undergoes trauma. The conditions are treatable through psychotherapy, including cognitive behavioural therapy or dialectical behaviour therapy.

Eating Issues

Eating disorders are common among people of all genders, ages, races, body types, and sizes. The symptoms vary from person to person. This disorder is treatable through psychotherapy that includes talk therapy, medication, and nutrition counselling.

Role of Health Insurance in Mental Health Treatment

Ongoing care, including therapy, medication, and recurring consultations, is frequently necessary for mental health disorders. Mental health therapy is now included in many contemporary insurance plans, making care more organised and accessible. Long-term treatment costs can be more successfully managed with the right plans.

Conclusion

It is important to get mental health disorders diagnosed by healthcare providers who are proficient in treatment. Through tests, they can determine the condition and the extent of the mental health disorder. Preventing behavioural disorders is unavoidable, but with health insurance coverage, treatment is manageable and helps the patient lead a wholesome and fulfilling life.

FAQs

1. Are mental health treatments covered by medical insurance in India?

Yes. Most comprehensive policies now include coverage for mental health treatment, as per guidelines issued by the IRDAI.

2. What are the early signs of mental illness?

Mood swings, disengagement from everyday tasks, sleep problems, and trouble focusing are usually the early indicators of mental health issues.

3. Can therapy sessions be claimed under insurance?

Depending on the conditions and approved treatment plans, some policies include counselling and therapy sessions.

4. Does critical illness insurance cover mental disorders?

Generally, no. Critical illness plans focus on severe physical conditions and do not usually include mental health disorders.


Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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