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Chief Minister's Comprehensive Health Insurance Scheme (CMCHIS)

CMCHIS is a Tamil Nadu government scheme offering cashless treatment to low-income families. It includes surgeries, diagnostics, and maternity care and covers all age groups with a Rs 5 lakh yearly coverage.

  • 05 May 2025
  • 6 min read
  • 10 views

The Chief Ministers Comprehensive Health Insurance Scheme (CMCHIS) aims to provide free or subsidised healthcare to eligible families in Tamil Nadu, alleviating financial burdens associated with medical expenses.

Read along to know everything about the CMCHIS.

What is CM’s Health Insurance Scheme (CMCHIS)?

The Chief Ministers Comprehensive Health Insurance Scheme is a state-sponsored health insurance programme that provides cashless treatment for economically weaker sections.

Key highlights:

  • Provides health insurance for family below a certain income threshold.
  • Offers cashless treatment at recognised government and private hospitals.
  • Covers major surgeries, therapies, and treatments.
  • Ensures financial support for medical emergencies.

What is covered under CMCHIS (Amma Health Insurance)?

The CMCHIS offers a comprehensive coverage of medical services.

Coverage includes:

  • In-patient hospitalisation.
  • Diagnostic procedures.
  • Pre and post-hospitalisation costs.
  • Surgeries and treatments for critical illnesses.
  • Maternity care and neonatal services.
  • Therapy for specific chronic diseases.

Features of the Chief Minister Comprehensive Health Insurance Scheme

The chief minister health insurance scheme offers extensive benefits.

Key features:

  • Cashless t
  • Wide hospital n
  • High coverage amount (Rs 5 lakh/family/year).
  • Covers major d
  • Pre and post-hospitalisation s

Benefits of Chief Minister’s health insurance scheme

The scheme offers multiple benefits for low-income families.

  • Reduces out-of-pocket e
  • Covers expensive treatments like cardiac surgeries, chemotherapy, and dialysis.
  • Covers all age g
  • Easy enrollment p
  • Emergency medical assistance without worrying about costs.

Diseases and treatments covered under CM’s health insurance scheme

The CMCHIS covers:

  • Cardiac procedures.
  • Cancer treatment.
  • Neurological disorders.
  • Renal failure treatments.
  • Maternity care.

Eligibility criteria for CMCHIS

To qualify for the CMCHIS, you need to meet the following criteria:

  • Residents of Tamil Nadu.
  • Families with an annual income of ₹1,20,000 or less.
  • Have a ration card with a specific income classification.
  • Priority for economically weaker sections.

How to enroll in the Chief Minister’s Comprehensive Health Insurance Scheme?

To apply for CMCHIS online, follow these steps:

  • Visit the official CMCHIS portal.
  • Check eligibility by entering your ration card details.
  • Fill out the application form.
  • Submit necessary documents.
  • Receive CMCHIS health card upon approval.

Documents required to apply for CM’s health insurance

Submit these documents while applying for the card:

  • Ration card
  • Aadhaar card
  • Address proof
  • Income certificate (issued by a local authority)
  • Medical certificate (if applicable)

Amma Kapitu Thittam Card download

The steps for CM health insurance card download are simple. Follow these steps for Amma Kapitu Thittam download:

  • Visit the official website.
  • Enter your Aadhaar number or ration card details.
  • Click on “Download CMCHIS Health Card.”
  • Save and print your Amma Kapitu Thittam card.

How to download CM health insurance application form?

If you prefer an offline application, follow these steps:

  • Visit the CMCHIS website.
  • Go to the “Forms” section.
  • Click on “Application Form.”
  • Download and print the form.

How to search CMCHIS member ID?

To find your CMCHIS member ID:

  • Visit the official portal.
  • Click on “Search Beneficiary.”
  • Enter your ration card or Aadhaar number.
  • Click “Search” to retrieve your details.

How to claim CMCHIS?

Claiming benefits under CMCHIS is straightforward.

  • Visit an empanelled hospital with your CM health insurance card.
  • Show your member ID for verification.
  • The hospital submits the claim request to the CMCHIS office.
  • Approval and treatment initiation (no upfront payment required).

CMCHIS package list

Some of the procedures covered under the scheme are:

  • General surgery
  • Cardiology and cardiac surgery
  • Neurology and neurosurgery
  • Oncology and radiotherapy
  • Nephrology and urology

Chief Minister Comprehensive Health Insurance Scheme hospital list

Check the full list of hospitals on the CMCHIS website here- https://www.cmchistn.com/hospitalList.php.

CMCHIS toll-free number and address

For any queries or assistance, contact:

  • Helpline number: 1800-425-3993
  • Address: Tamil Nadu Health Systems Project, Chennai, Tamil Nadu

FAQs

  • Can I apply for CMCHIS online?

Anyone who meets the set criteria can apply for CMCHIS.

  • How do I check my CMCHIS application status?

Use your ration card number on the CMCHIS portal.

  • Is CMCHIS only for Tamil Nadu residents?

Yes, only Tamil Nadu residents are eligible.

  • Does CMCHIS cover pre-existing diseases?

Yes, pre-existing diseases are covered.

Conclusion

The Tamil Nadu government provides free medical services to low-income families through this scheme. It includes coverage for essential procedures, surgical treatments, and long-term medical conditions. However, secure a health insurance policy for long-term planning to ensure a complete financial safety net.


Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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