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Dark Circles: Causes, Treatment and Prevention Tips

Dark circles under the eyes are a common cosmetic concern caused by factors such as genetics, fatigue, allergies or dehydration. This article explains the main causes, effective treatments, home remedies and preventive steps to reduce their appearance. It also clarifies how health insurance applies to dermatological care.

  • 23 Oct 2025
  • 6 min read
  • 3 views

Dark circles under the eyes are a common concern that many people experience at some point in their lives. They may appear as mild discolouration or deeper shadows, often giving a face a tired or dull look. While not usually a serious health concern, dark circles can affect one’s overall appearance and confidence. Understanding the causes and the treatments available can help individuals address dark circles effectively.

What are dark circles under the eyes?

The darker pigmentation or shadow-like appearance that develops beneath the lower eyelids is referred to as dark circles under the eyes. Dark circles may appear dark brown, dark blue or purple, depending on skin tone and underlying causes. Although they do not usually indicate a serious medical problem, they can make a person look fatigued, stressed or older than they actually are.

Common causes of dark circles

Understanding what triggers dark circles can help you choose the right treatment for dark circles under the eyes or make lifestyle adjustments. The most common causes include:

  • Lack of sleep: Insufficient rest can make the skin look dull and pale, making blood vessels more visible.
  • Genetics: If dark circles run in your family, you may naturally be more prone to them regardless of lifestyle or skincare efforts.
  • Ageing: As we grow older, the skin thins and loses collagen and fat, causing the under-eye area to look hollow and cast shadows.
  • Allergies: Conditions like hay fever can cause frequent eye rubbing and nasal congestion. Both lead to increased pigmentation and puffiness under the eyes.
  • Dehydration: Insufficient water intake can leave the skin under the eyes looking dull and sunken, making dark circles more pronounced.
  • Sun exposure: Excessive sun exposure stimulates melanin production, which can darken the delicate skin under the eyes.

What is the best treatment for dark circles?

The right dark circles treatment depends on the underlying cause. Here are some of the most common options:

  • Topical creams: Dermatologists may recommend creams containing the essential ingredients to help reduce pigmentation and boost collagen production.
  • Chemical peels: Mild peels can lighten dark pigmentation around the eyes.
  • Laser therapy: Advanced laser treatments can target excess pigmentation and stimulate collagen. They help make the under-eye skin appear brighter and firmer.
  • Fillers: For dark circles caused by hollowing or volume loss, dermal fillers can help plump the under-eye area.
  • Microneedling: By stimulating collagen production and enhancing skin texture, microneedling can reduce fine lines and pigmentation.
  • Surgery (Blepharoplasty): In severe cases, cosmetic surgery may be suggested to remove excess fat or skin under the eyes.

What are the home remedies for dark circles?

Simple lifestyle changes and natural home remedies for dark circles can often help lighten dark circles. Applying chilled cucumber slices soothes the under-eye area, while using green or black tea bags, rich in caffeine and antioxidants, helps improve circulation and reduce puffiness.

Maintaining 7-8 hours of sleep, staying hydrated and consuming a balanced diet with iron and vitamins C and K support healthy skin. Additionally, aloe vera gel can moisturise and calm the delicate under-eye skin, gradually helping to lighten dark pigmentation.

How to prevent dark circles?

Here are some tips to prevent dark circles:

  • Apply sunscreen every day and wear sunglasses to protect the under-eye area from UV damage.
  • Get at least 7 hours of sleep each night to prevent fatigue-related dark circles and keep skin refreshed.
  • Practice self-care, relaxation techniques or hobbies to manage stress effectively.
  • Limit alcohol intake to prevent skin dehydration.
  • Avoid smoking to preserve skin elasticity and reduce the appearance of dark circles.

Can health insurance help in case of dark circles?

In general, dark circle treatments are not covered under health insurance policies. However, certain treatments may be covered under some health insurance plans if they are considered medically necessary. It is always good to check the policy wording or consult with the insurer to understand the coverage options available for dermatological treatments. 

Conclusion

Dark circles under the eyes can be a result of genetics, lifestyle factors or underlying health conditions. Effective management involves identifying the causes and choosing appropriate treatment. If medical treatment becomes necessary, having an individual health insurance plan or similar coverage can help cover the associated costs, making it easier to access professional care. However, it is important to read the terms and conditions carefully to understand the extent of the coverage.

FAQs

1. What are some causes of dark circles?

Genetics, lack of sleep, ageing, allergies, dehydration or lifestyle factors are a few of the causes.

2. Can dark circles be treated at home?

In case of mild dark circles, some home remedies, such as cold compress, cucumber slices, tea bags, aloe vera and adequate sleep, can help.

3. Can dark circles indicate a health problem?

In some cases, dark circles may indicate allergies, anaemia or other medical conditions.


Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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