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Functional Foods and Their Health Benefits

Discover how functional foods such as turmeric, curd, garlic, and fortified grains can enhance your health, boost immunity, and reduce disease risk while complementing wellness-based health insurance benefits.

  • 25 Oct 2025
  • 5 min read
  • 2 views

The idea that food does more than just fill your stomach is quite fascinating, and that is exactly what functional foods do. They go beyond providing basic nutrition to actively supporting your body. These foods strengthen your immunity, improve digestion and may even reduce the risk of chronic diseases. Functional foods are emerging as a powerful way to boost your well-being. Let us dive deeper into what makes them so special.

What are functional foods?

Functional foods are food items that not only contain essential nutrients but also have additional components like probiotics, antioxidants, phytochemicals or omega-3 fatty acids that can promote health and well-being. All these play a role in preventing disease, improving bodily functions and enhancing your overall well-being. Unlike ordinary foods that mainly provide energy, functional foods work at a deeper level by supporting immunity, regulating digestion and reducing inflammation. In short, they bridge the gap between nutrition and medicine.

What are the types of functional foods?

There are broadly two functional food categories: conventional and modified. Conventional functional foods are those that naturally contain health-promoting compounds. For instance, turmeric is valued for curcumin’s anti-inflammatory effect, garlic for allicin’s role in supporting heart health and curd and yoghurt for their probiotics.

On the other hand, modified functional foods are created by enriching or fortifying everyday items with additional nutrients. Examples include flour fortified with iron and folic acid, milk enhanced with vitamin D, probiotic drinks for gut health and cereals boosted with fibre and micronutrients.

What are the benefits of functional foods?

Including different types of functional foods in your diet can deliver multiple benefits, like —

  • Boosts immunity: Spices like turmeric, tulsi and ginger are natural immunity boosters, whereas fermented foods such as kanji and curd strengthen gut microbiota. They improve the body’s defence system.

  • Reduces risk of chronic diseases: Omega-3-rich foods like flaxseeds and walnuts can lower the risk of heart disease. Also, antioxidants in berries and amla help reduce oxidative stress.

  • Supports digestive health: Probiotics in yoghurt help regulate bowel movements and fibre-rich foods such as oats aid in preventing constipation.

  • Improves mental well-being: Bananas and dark chocolate contain compounds that lift mood, while omega-3 fatty acids have been shown to support mental well-being by lowering anxiety and depression.

  • Helps in weight management: Fibre-rich foods help you stay full for longer and reduce overeating. Green tea is known to support fat metabolism.

Commonly used functional foods in the Indian diet

Indian kitchens are a treasure trove of functional foods, many of which have been consumed for centuries. They include:

Food

Functional benefit

Turmeric

Anti-inflammatory

Buttermilk

Aids digestion

Garlic

Lowers blood pressure, supports heart health

Moringa

Boosts immunity

Millets

Good for diabetes management

Curry leaves

Improves digestion, supports skin and hair health

Curd

Balances gut microbiome

Safety considerations to be taken for functional foods

Here is what you should keep in mind while consuming functional foods:

  • Don’t use them as a substitute for medicine
  • Read the labels of fortified packaged foods carefully, as they may contain added sugars, sodium or preservatives.
  • Processing and long-term storage can reduce benefits
  • Individuals with IBS, PCOS or thyroid issues should consult a nutritionist before dietary changes.
  • Excessive intake of healthy foods can sometimes do more harm than good.

What are the wellness benefits of health insurance?

Just like functional foods focus beyond basic nutrition, modern health insurance policies are no longer limited to covering hospitalisation. Many plans now include wellness benefits that make healthy living more accessible. These may cover free or discounted health check-ups, gym memberships, fitness app subscriptions, reward points for maintaining healthy habits, OPD consultations and even e-consultations.

For anyone considering an individual health insurance plan, the wellness benefits add real value by supporting both financial security and everyday well-being.

Conclusion

Functional foods show that simple daily choices can have a lasting impact on your health. You can consider including both conventional and fortified food items to strengthen immunity, improve digestion and reduce long-term health risks. The real benefits of functional foods can be gained with consistency in their intake. This can add up to stronger resilience, more energy and better overall well-being in the long run.

FAQs

  • Can functional foods help in preventing chronic diseases?

Yes, functional foods can help reduce the risk of chronic diseases by providing bioactive compounds that support heart health and immunity.

  • Are functional foods suitable for everyone, including children and the elderly?

Functional foods are generally suitable for most people, but consumption should be adjusted for children, the elderly or those with specific health conditions.

  • How are modified functional foods regulated or certified in India?

In India, modified functional foods are regulated by the Food Safety and Standards Authority of India (FSSAI) under specific guidelines for nutraceuticals and health supplements.


Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.



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