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Linking Fitness Goals to Your Insurance Plan

Linking fitness goals to insurance can lower premiums, reduce long-term medical costs, and reward healthy habits. With apps and wearables, insurers track activity, encourage preventive care, and offer benefits through platforms like IL TakeCare for easier health and policy management.

  • 27 Oct 2025
  • 5 min read
  • 2 views

Health insurance is no longer just about paying for medical or hospital bills. It is gradually transitioning from illness care to wellness care. It has become a tool for staying healthy every day. Many insurers have health insurance and wellness apps with fitness trackers that gather your health information like heart rate, sleep quality and daily activity. This helps insurance companies offer personalised plans and rewards for healthy living.

This blog discusses the importance of monitoring your health and how the IL TakeCare app seamlessly syncs with your fitness tracking goals.

Why health tracking matters?

Waiting for symptoms to appear and then taking action may be risky. This delay can escalate health problems, and treatments might cost more. Keeping track of essential health parameters helps you spot early symptoms. Wearable health tracking devices or apps can collect wellness metrics and create smart reports that warn of possible health issues. For example, noticing a slight rise in blood pressure early can help you make lifestyle changes to prevent hypertension-related problems. Even if you have chronic illnesses, regular monitoring of vital signs allows you to improve your health over time. This approach helps catch problems early and keeps you healthier in the long run.

IL Take Care wellness features

The IL Take care app has fitness tracking. Here are some of its unique features.

  • A face scan to instantly check health vitals such as heart rate, blood pressure and respiratory rate.
  • Tracking your sleep and daily steps to give an estimate of the active and total calories burned.
  • CalScan checks the calories of your food and helps you make better dietary choices.
  • Health quotient check using your body mass details, nutrition, hydration, lifestyle, mental wellness, medical history and health profile.
  • Tele consultation (audio or video) with a general physician.
  • Therapy session booking for mental well-being.
  • Online chat with health experts to get advice on diet and nutrition, weight loss, fitness and stress management.
  • Health assistance from medical experts.
  • An Ayurveda hub that provides Ayurvedic recipes and remedies.
  • A fitness challenge programme that offers rewards for staying active.

Benefits of the IL Take Care app

 Here are the advantages of the IL TakeCare app.

  • Helps check health vitals
  • 24/7 access to online doctor consultations
  • Ambulance assistance
  • You can locate the nearest hospital during emergencies
  • Manage all your insurance policies, health, motor and travel, in one place
  • Submit and track insurance claims quickly without paperwork
  • Renew insurance policies easily through the app

Insurance & wellness – the perfect combo

With rising healthcare costs and increasing awareness, people seek insurance plans that do more than just cover medical expenses. They also expect support and motivation to stay healthy. Fitness tracking and wellness programmes embedded within health insurance apps encourage customers to adopt healthier habits. These are more than just perks. They help track your health and detect issues early, better manage chronic diseases and reduce costly hospital visits.

How to get started?

Follow the steps below to install and use the IL TakeCare App on your device.

  1. Download the “IL TakeCare” from the Play Store or Apple Store.
  2. Enter your mobile number to get an OTP.
  3. Add in your basic details, like name and date of birth.
  4. Then, generate a six-digit MPin to log in.
  5. If you are an ICICI Lombard policyholder, add your policy details and manage your account and claims.
  6. You can now use the app’s features.

Conclusion

The health insurance industry is evolving rapidly. Their focus is shifting from just covering your medical bills to promoting a healthier lifestyle. Insurers now provide insurance and wellness apps to keep customers involved. This helps policyholders manage their policies and health in one place. Health insurance apps like ILTakeCare are striving to become customers’ health partners, helping them live better and healthier.

FAQs

  • Can I manage both my health and insurance policies in the IL TakeCare app?

Yes, you can. The app not only lets you track your fitness and health data but also allows you to manage all your ICICI Lombard insurance policies in one place.

  • How does the IL TakeCare app track health?

The app uses various wellness features like Face Scan, CalScan, health quotient check, sleep and steps tracking, etc., to monitor health vitals.


Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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