Healthcare expenses can have a huge impact on the finances of low-income families. To address this, the Gujarat government introduced the Mukhyamantri Amrutum Yojana (MA Yojana), a scheme designed to provide underprivileged families with access to quality healthcare without the burden of financial constraints.
This blog discusses everything related to the scheme and how you can benefit from it.
What is Mukhyamantri Amrutum Yojana (MA Yojana)?
The Mukhyamantri Amrutum Yojana (MA Yojana) is an insurance scheme that provides cashless treatment to those facing financial constraints. The coverage includes hospitalisation, surgeries and special treatment.
Mukhyamantri Amrutum (MA) Yojana: Overview
The MA Yojana provides quality medical and surgical care at empanelled hospitals to below-poverty line (BPL) families and lower-income groups. Launched in 2012, it aims to provide comprehensive health insurance to underprivileged individuals and families.
Features and benefits of Mukhyamantri Amrutum Yojana
The key features and Amrutam card benefits are:
- Covers BPL families and lower-income groups
- Offers coverage up to Rs 5 lakh annually per family
- Offers cashless treatment at empanelled hospitals
- It needs to be renewed annually
- No premium to be paid
- Coverage for specialised treatments
- Pre and post-hospitalisation costs included
- Includes allowance for transport to hospitals
List of diseases and treatments covered under MA Yojana
The Amrutum card benefits cover a wide range of treatments:
- Cardiac diseases
- Neurological disorders
- Renal diseases
- Cancer treatments
- Burn treatments
- Orthopaedic surgeries
- Pediatric treatments
- Organ transplants
Inclusions and exclusions under MA Yojana
The inclusions and exclusions are:
Inclusions under MA Yojana:
- Inpatient hospitalisation
- ICU and surgical procedures
- Diagnostic tests and specialist consultations
- Post-surgery follow-ups and rehabilitation
- Emergency ambulance services
Exclusions under MA Yojana:
- OPD consultations without hospitalisation
- Cosmetic or elective surgeries
- Fertility treatments
- Non-emergency dental procedures
- Experimental therapies not approved by medical authorities
Eligibility for Mukhyamantri Amrutum Yojana
The MA Amrutum card eligibility has the following requirements:
- Be permanent residents of Gujarat
- Belong to BPL families or lower-income groups
- Have an annual family income up to Rs 4 lakh
- Possess an Aadhaar card and a valid income certificate
How to enrol in Mukhyamantri Amrutum Yojana?
To enrol in the scheme, follow these steps:
- Visit the nearest enrolment centre
- Provide Amrutum card documents
- Complete biometric verification
- Receive the MA Yojana smart health card
Documents required to apply for MA Yojana
The list of Amrutum card documents are:
- Aadhaar card
- Ration card (for family verification)
- Income certificate
- Residence proof
- Recent passport-sized photographs
- Government-issued ID proof
MA Yojana health card details
The MA Card is essential for availing cashless treatments at empanelled hospitals. It contains:
- The cardholder’s name and photograph
- Unique identification number
- Family details and coverage information
How to renew MA Yojana smart health card?
The MA Yojana card must be renewed annually. To renew:
- Visit an enrollment centre before the card expires.
- Submit the required documents for re-verification.
- Complete biometric verification.
- Receive a renewed health card for continued benefits.
Mukhyamantri Amrutum app
The Gujarat government launched the Mukhyamantri Amrutum App, available on Google Play Store, for people who want access to the scheme on their phones. Features include:
- Checking eligibility
- Finding empanelled hospitals
- Tracking application status
- Downloading policy details
How to download Mukhyamantri Amrutum Yojana application form?
The application form for MA Yojana can be downloaded from the official government website:
- Visit: https://nhm.gujarat.gov.in/mukhya-mantri-amrutam.htm
- Navigate to the application section
- Download and print the form
- Fill and submit at the enrolment centres
How to claim MA Yojana?
To claim benefits under the Mukhyamantri Amrutum Yojana:
- Visit an empanelled hospital
- Present the MA Yojana Health Card at the hospital helpdesk
- The hospital verifies eligibility and submits a pre-authorisation request
- After approval, cashless treatment is provided
- Post-treatment, the hospital submits claims to the government for reimbursement
Mukhyamantri Amrutum Yojana hospital list
The MA Yojana has a vast network of empanelled hospitals across Gujarat. You can find the list by:
- Visiting https://nhm.gujarat.gov.in/mukhya-mantri-amrutam.htm
- Using the MA Yojana App
- Visiting enrollment centres
FAQs
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Who is eligible for this scheme?
Residents of Gujarat belonging to BPL families or lower-income groups with valid proof of income can apply.
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What is the health coverage provided under the MA Yojana?
The MA Yojana states that a family can avail of insurance coverage of Rs 5 lakh a year.