Close ILTakeCare Suggestion
IL TakeCare app – For all your insurance & wellness needs

Policy purchase, claims, renewal & more

 

Mukhyamantri Amrutum (MA) Yojana: Eligibility, Coverage, & Benefits

The blog explains Gujarat’s Mukhyamantri Amrutum Yojana, covering eligibility, coverage up to Rs 5 lakh, enrolment, card renewal, and included treatments like cancer, cardiac issues, and more.

  • 05 May 2025
  • 6 min read
  • 5 views

Healthcare expenses can have a huge impact on the finances of low-income families. To address this, the Gujarat government introduced the Mukhyamantri Amrutum Yojana (MA Yojana), a scheme designed to provide underprivileged families with access to quality healthcare without the burden of financial constraints.

This blog discusses everything related to the scheme and how you can benefit from it.

What is Mukhyamantri Amrutum Yojana (MA Yojana)?

The Mukhyamantri Amrutum Yojana (MA Yojana) is an insurance scheme that provides cashless treatment to those facing financial constraints. The coverage includes hospitalisation, surgeries and special treatment.

Mukhyamantri Amrutum (MA) Yojana: Overview

The MA Yojana provides quality medical and surgical care at empanelled hospitals to below-poverty line (BPL) families and lower-income groups. Launched in 2012, it aims to provide comprehensive health insurance to underprivileged individuals and families.

Features and benefits of Mukhyamantri Amrutum Yojana

The key features and Amrutam card benefits are:

  • Covers BPL families and lower-income groups
  • Offers coverage up to Rs 5 lakh annually per family
  • Offers cashless treatment at empanelled hospitals
  • It needs to be renewed annually
  • No premium to be paid
  • Coverage for specialised treatments
  • Pre and post-hospitalisation costs included
  • Includes allowance for transport to hospitals

List of diseases and treatments covered under MA Yojana

The Amrutum card benefits cover a wide range of treatments:

  • Cardiac diseases
  • Neurological disorders
  • Renal diseases
  • Cancer treatments
  • Burn treatments
  • Orthopaedic surgeries
  • Pediatric treatments
  • Organ transplants

Inclusions and exclusions under MA Yojana

The inclusions and exclusions are:

Inclusions under MA Yojana:

  • Inpatient hospitalisation
  • ICU and surgical procedures
  • Diagnostic tests and specialist consultations
  • Post-surgery follow-ups and rehabilitation
  • Emergency ambulance services

Exclusions under MA Yojana:

  • OPD consultations without hospitalisation
  • Cosmetic or elective surgeries
  • Fertility treatments
  • Non-emergency dental procedures
  • Experimental therapies not approved by medical authorities

Eligibility for Mukhyamantri Amrutum Yojana

The MA Amrutum card eligibility has the following requirements:

  • Be permanent residents of Gujarat
  • Belong to BPL families or lower-income groups
  • Have an annual family income up to Rs 4 lakh
  • Possess an Aadhaar card and a valid income certificate

How to enrol in Mukhyamantri Amrutum Yojana?

To enrol in the scheme, follow these steps:

  • Visit the nearest enrolment centre
  • Provide Amrutum card documents
  • Complete biometric verification
  • Receive the MA Yojana smart health card

Documents required to apply for MA Yojana

The list of Amrutum card documents are:

  • Aadhaar card
  • Ration card (for family verification)
  • Income certificate
  • Residence proof
  • Recent passport-sized photographs
  • Government-issued ID proof

MA Yojana health card details

The MA Card is essential for availing cashless treatments at empanelled hospitals. It contains:

  • The cardholder’s name and photograph
  • Unique identification number
  • Family details and coverage information

How to renew MA Yojana smart health card?

The MA Yojana card must be renewed annually. To renew:

  • Visit an enrollment centre before the card expires.
  • Submit the required documents for re-verification.
  • Complete biometric verification.
  • Receive a renewed health card for continued benefits.

Mukhyamantri Amrutum app

The Gujarat government launched the Mukhyamantri Amrutum App, available on Google Play Store, for people who want access to the scheme on their phones. Features include:

  • Checking eligibility
  • Finding empanelled hospitals
  • Tracking application status
  • Downloading policy details

How to download Mukhyamantri Amrutum Yojana application form?

The application form for MA Yojana can be downloaded from the official government website:

  • Visit: https://nhm.gujarat.gov.in/mukhya-mantri-amrutam.htm
  • Navigate to the application section
  • Download and print the form
  • Fill and submit at the enrolment centres

How to claim MA Yojana?

To claim benefits under the Mukhyamantri Amrutum Yojana:

  • Visit an empanelled hospital
  • Present the MA Yojana Health Card at the hospital helpdesk
  • The hospital verifies eligibility and submits a pre-authorisation request
  • After approval, cashless treatment is provided
  • Post-treatment, the hospital submits claims to the government for reimbursement

Mukhyamantri Amrutum Yojana hospital list

The MA Yojana has a vast network of empanelled hospitals across Gujarat. You can find the list by:

  • Visiting https://nhm.gujarat.gov.in/mukhya-mantri-amrutam.htm
  • Using the MA Yojana App
  • Visiting enrollment centres

FAQs

  1. Who is eligible for this scheme?

Residents of Gujarat belonging to BPL families or lower-income groups with valid proof of income can apply.

  1. What is the health coverage provided under the MA Yojana?

The MA Yojana states that a family can avail of insurance coverage of Rs 5 lakh a year.

Also read:

  • Looking for tailored advice?

    Schedule a call with our insurance advisors

  • OR
  • Call us:

    1800 2666
Please enter valid name
Please enter a valid mobile number
Please select the Category

Subscribe to our newsletter

Understand insurance better by reading our helpful guides, articles, blogs and other information.

Please enter valid name
Please enter valid Email

Error message here