The government of India initiates various insurance programs for women's empowerment. Pradhan Mantri Matru Vandana Yojana is the central government initiative to support pregnant and lactating women in India who are living under socially and economically backward conditions.
What is Pradhan Mantri Matru Vandana Yojana (PMMVY)?
Pradhan Mantri Matru Vandana Yojana (PMMVY) was launched in 2017 under the Ministry of Women and Child Development. The scheme mainly focuses on mothers and their well-being by providing financial help and external support for their needs before and after delivery.
Key features of the PMMVY scheme
Here are the key features of the PMMVY scheme:
- Beneficiaries can avail of financial benefits for the first two deliveries, provided the second child is a girl.
- The prime goal of the Pradhan Mantri Matru Vandana Yojana scheme is to improve the overall well-being of pregnant women and mothers who live in financially disadvantaged conditions.
- PMMVY scheme insists on institutional delivery and fully supports lactating mothers and early child care.
- Giving importance to girl children by providing financial help, this scheme focuses on the prevention of female foeticide, thereby maintaining the sex ratio.
Benefits of PMMVY scheme
Key benefits of PMMVY scheme include:
- The PMMVY program provides financial support for pregnant and lactating mothers up to Rs.5000/—in three instalments.
- Financial benefits are available for the first child and for the second child if the second child is a girl.
- For the second girl child, the maximum allowed amount is Rs.6000/-
- In case of any miscarriage or stillbirth, the beneficiary is considered a fresh applicant for future benefits.
- PMMVY scheme is an integrated program under the Janani Suraksha Yojana(JSY) that promotes institutional delivery and cash incentives.
PMMVY eligibility criteria
One must pass specific eligibility criteria for the Pradhan Mantri Matru Vandana scheme:
- The applicant must be an Indian.
- The applicant must be 19 years old or above.
- The applicant must be a pregnant or lactating woman.
- She must be employed and is facing wage- loss due to pregnancy break.
- The cash benefit is available for the first live birth. If the second child is a girl, the cash is available in one instalment.
- One must apply within 270 days of the delivery to get maximum financial benefits.
- As per PMMVY 2.0, an updated scheme called Mission Shakti, launched in April 2022, allows additional cash benefits in case of a delivery with twins/ triplets or quadruplets.
- Those working in government sectors or getting the same benefits under different schemes are not eligible to apply.
How to apply for the PMMVY scheme online?
Eligible women can use the Matru Vandana Yojana online apply facility through the PMMVY official web portal. They can also seek help from ASHA or Anganwadi workers.
The beneficiary can claim the second installment after six months of pregnancy. For the third instalment, applicants must complete the online form and copies of the mother and child protection card to show their certification of immunity and vaccination.
Documents required for PMMVY registration
For Matru Vandana Yojana registration, the applicant must submit documents as proof.
Along with the Matru Vandana yojana form, the applicant has to submit a copy of
- Mother and Child Protection Card (MCP)
- Aadhar Card or government-approved proof of identity.
- Account details of the beneficiary
- Mobile number for status updation
- Childbirth certificate
- Immunisation details
- LMP and ANC date
Importance of the PMMVY scheme
PMMVY promotes institutional delivery, child care, lactation assistance, nutrition guidance, etc. The main goal is to reduce infant mortality and maintain the sex ratio by preventing female foeticide. This program is designed to support the health and well-being of pregnant and lactating mothers.
FAQs
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How do I get Matru Vandana Yojana check status?
Log in to the PMMVY official website. After entering your registered mobile number, you can go to the dashboard and check the application status.
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Who is eligible to apply for the PMMVY scheme?
The scheme is available to pregnant and lactating women who are 19 years or older and are facing wage loss due to pregnancy. It provides benefits for the first live birth and for the second child if the second child is a girl.
Conclusion
While the Pradhan Mantri Matru Vandana Yojana is a significant step in improving maternal and child health, it’s equally important to highlight the role of a solid health insurance policy, particularly maternity health insurance. These policies offer broader coverage for medical expenses related to pregnancy and childbirth, ensuring women have access to quality healthcare services without financial burden.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.