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Is Kidney Stone Surgery Covered Under Health Insurance?

This article explains whether kidney stone surgery is covered under health insurance, detailing coverage for treatment, surgical costs, and other related expenses. It highlights the importance of selecting a policy that meets your needs to avoid financial strain during treatment.

  • 12 Sep 2024
  • 3 min read
  • 963 views

Most health insurance policies provide coverage for kidney stone treatments. Kidney stones are typically hard deposits of minerals and salts inside the kidneys. These stones can be really painful and require a medical diagnosis.

Here, we will try to answer the question, "Is kidney stone surgery covered under health insurance?"

Is kidney stone covered under health insurance

Is kidney stone covered under health insurance? This is a common question. And the answer to the question is Yes.

  • Your health insurance plan will provide you coverage in case of treatment of kidney stones as well as surgery for the same. Moreover, it ensures high-quality treatment in case of associated health issues.
  • The expenses related to the treatment, surgery, and related things can put a lot of financial burden on the person. Health insurance policies cover a range of treatment options, including medical and surgical expenses, pre- and post-hospitalisation charges, ambulance costs, and OPD charges.
  • Health insurance policies can provide policyholders with a comprehensive plan and offer cashless claims and reimbursement options in case of kidney stones.

If you plan to get health insurance coverage for kidney stones, as an applicant, you must be an Indian citizen above 18 and not have any pre-existing health concerns associated with kidney stones.

Conclusion

Kidney stones can cause a number of problems if left untreated. The expenses incurred on the treatment can be huge and put a toll on the pocket of the person suffering from kidney stones and his/her family. Here, we have tried to cover is kidney stone surgery covered under health insurance. Opting for the most appropriate health insurance policy that suits your specific needs is always advised, allowing you to get treatment without any stress.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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