Close ILTakeCare Suggestion
IL TakeCare app – For all your insurance & wellness needs

Policy purchase, claims, renewal & more

 

What Is the Formula for Calculating BMI?

BMI is calculated using the formula: **BMI = weight (kg) / (height (m))²**, offering a quick health assessment based on body fat. In health insurance, this metric influences premium rates and coverage, making it both a health and financial consideration for individuals.

  • 11 Apr 2025
  • 3 min read
  • 24 views

Exploring the domain of health and well-being frequently involves essential metrics, and one such measure is the Body Mass Index (BMI). Recognizing ‘what is the formula for calculating BMI’ is crucial, as BMI acts as a numerical indicator derived from height and weight, offering valuable insights into body fat and potential health risks.

Within the realm of health insurance, BMI significantly influences evaluations and considerations. Join us as we delve into the formula for calculating BMI, shedding light on its importance in the broader landscape of health and insurance.

BMI Formula

The straightforward formula to determine Body Mass Index is as follows: Divide weight in kilograms by the square of height in meters, expressed as BMI = weight (kg) / (height (m))^2. This calculation utilises meters for height and kilograms for weight as its units of measurement.

For those more accustomed to the imperial system, the formula can be adapted by multiplying the weight in pounds by 703 and dividing the result by the squared height in inches.

The resulting figure categorises individuals into different BMI categories: underweight, normal weight, overweight, and obese.

BMI is a useful statistic that health insurance companies frequently use in their evaluations. Health insurance providers often offer more budget-friendly rates to individuals with healthier BMI scores, as these scores are associated with lower health risks. BMI is frequently taken into consideration by a health insurance calculator when calculating premiums and available plans.

In addition to improving one’s health, keeping a healthy BMI may also have financial advantages by lowering health insurance premiums.

Conclusion

Knowing ‘what is the formula for BMI’ is crucial for individuals seeking to assess their health and make informed lifestyle decisions. BMI, a key factor in health assessments, significantly impacts coverage choices and premiums during health insurance evaluations. Maintaining a healthy BMI enhances overall well-being and can result in lower health insurance premiums and potential financial savings. Awareness of the BMI formula is valuable for individuals striving to achieve and maintain personal wellness on the path to a healthier lifestyle.

Also read:

  • Looking for tailored advice?

    Schedule a call with our insurance advisors

  • OR
  • Call us:

    1800 2666
Please enter valid name
Please enter a valid mobile number
Please select the Category

Subscribe to our newsletter

Understand insurance better by reading our helpful guides, articles, blogs and other information.

Please enter valid name
Please enter valid Email

Error message here