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Jobs Vulnerable to Climate Change and How to Adapt

This article explains how climate change affects employment across sectors such as agriculture, construction and tourism. It outlines vulnerable roles, emerging green jobs, skill adaptation needs and the role of insurance in supporting worker safety, income stability and long-term job resilience.

  • 08 Feb 2026
  • 6 min read
  • 0 views

When we think about climate change, images of hotter summers, melting ice caps or unpredictable rainfall often come to mind. However, its impact is far closer to our daily lives than we may realise. Climate change is gradually reshaping how we work, where we work and which jobs can remain viable in the long term. As these shifts accelerate, industries across the board are being forced to rethink how they maintain safety, productivity, and stability.

How rising temperatures and disasters affect the job market

Climate change is increasingly affecting employment. Rising heat waves may reduce safe working hours, with the ILO estimating a potential loss of 3.8% of global working hours by 2030: equivalent to 136 million full-time jobs. Extreme weather events like floods, droughts, wildfires and hurricanes disrupt operations, damage infrastructure and affect supply chains, hitting sectors such as construction, agriculture and manufacturing hardest. Poor air quality, wildfire smoke and disease-carrying insects further threaten worker health and productivity.

Jobs directly affected by climate change

Some roles face direct physical risks, some face economic challenges, and others might disappear altogether. Here are the main job categories being affected today:

  • Agricultural workers: Heat, water shortages and pest outbreaks reduce crop yields and increase pressure on farmers.
  • Construction workers: Outdoor work exposes them to higher risks of heat-related illness and accidents.
  • Fisheries and marine workers: Warming oceans and changing currents affect fish availability, requiring longer hours and travel.
  • Manufacturing workers: High indoor temperatures in factories reduce productivity, even with ventilation.
  • Emergency responders: Firefighters, rescue teams and healthcare workers face greater mental and physical stress from frequent extreme weather.
  • Tourism workers: Storms and coastal erosion reduce tourist numbers, impacting hospitality and travel jobs.

Emerging job roles in the green economy

As some jobs decline, the move towards sustainability is opening up a whole range of new roles. They include:

  • Solar and wind energy technicians: Needed to install and maintain expanding renewable energy systems.
  • EV maintenance experts: Electric vehicles require new service centres and specialised technical skills.
  • Climate data analysts: Track climate risks and support business adaptation strategies.
  • Sustainability consultants: Advise companies on reducing emissions and meeting global standards.
  • Green construction specialists: Incorporate eco-friendly materials and energy-efficient designs in modern construction.
  • Waste management and recycling professionals: Ensure proper waste processing as urbanisation and environmental regulations increase.

How insurance can help protect climate-affected workers

As climate risks rise, stronger worker protection is essential. Heat, extreme weather and hazardous conditions can cause injuries, illnesses and lost income. Group health insurance covers hospitalisation costs while workmen compensation policy provides financial support for on-the-job injuries, helping employees and employers stay secure.

Adapting to climate change – future skills and job resilience

As climate change reshapes industries, current skills may become insufficient. Staying relevant requires climate awareness, digital proficiency and knowledge of green technologies, along with training in energy efficiency, disaster preparedness and workplace safety. Continuous learning and adaptability help build a resilient, stable career in a changing world.

Conclusion

Climate change is reshaping the way you work and it is no longer something businesses can afford to overlook. As roles evolve and new risks emerge, what matters most is how prepared you are for the future. Simple measures such as stronger workplace safety practices, better planning and support tools like group insurance can make a meaningful difference.

FAQs

1 What jobs are affected by climate change?

Outdoor and climate-sensitive roles such as farming, construction, fisheries, tourism and manufacturing are among the most affected by climate change.

2. How does climate change affect employment?

It reduces safe working hours, disrupts industries during extreme weather and increases health risks. This leads to job losses or shifts in roles.

3. What is the link between climate change and employment?

Climate change is reshaping the job market by influencing which roles decline, which new opportunities emerge and the skills you need to remain employable and secure in the future.


Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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