Homes are often considered a safe space, but fire-related accidents can transform them into a dangerous space within just a few minutes. Residential fires have been one of the leading risks, as they often result in loss of life, injuries and property damage. Many of these incidents begin with everyday, seemingly negligible mistakes, such as faulty electrical wiring or leaving a gas stove unattended.
It's crucial to have good knowledge about the common causes of fire in home and the ways to manage them.
Causes of fire in home
Here are some causes of fires in homes:
- Diyas and candles
During power cuts or festivals, lamps and candles can easily tip over and lead to a fire if they're not properly monitored.
- Cooking-related accidents
Overheating oils, leaking LPG cylinders and unattended stoves can lead to major kitchen fires. This will ultimately spread to the entire house.
- Smoking indoors
Smoking inside the house and leaving the cigarette butts without correctly disposing of them might ignite sofas, carpets and mattresses.
- Electrical faults
Low-quality wiring, loose connections and overloaded sockets can often spark flames and also stand out as one of the primary causes of house fire in homes.
- Heating appliances
Heaters that are kept close to clothes, bedding or curtains can also trigger fires.
- Children playing with fire
Lighters and matches left within the reach of children can also lead to accidental fires.
- Flammable materials
Chemicals in residential areas, such as kerosene and petrol storage, can lead to fires if not handled properly with the correct safety measures.
Damage to home due to fire
The damages that take place due to home-based fires can go way beyond burnt furniture. It can have a massive effect on the families physically, emotionally and financially. House fires lead to the following damages:
- Psychological trauma: Many families experience stress, fear and anxiety after a fire incident.
- Structural damage: Roofs, ceilings and walls can become weak, which makes the house completely unsafe to reside in.
- Health and injury impact: Long-term breathing problems due to smoke inhalation, suffocation and burns can occur due to house fires.
- Loss of belongings: Many personal items, clothes, electronics and furniture get destroyed during house fires.
- Water damage: When water is used to extinguish the fire, it might damage the stored goods, walls and the floors.
- Smoke damage: Even if the flames are controlled, smoke can leave permanent odours, health-related risks and stains.
How to prevent fire in home?
Prevention is always better. Here are the safety measures to take:
- Fire detectors and alarms
Install smoke alarms in hallways, bedrooms and kitchens. They provide early warnings if a fire is about to break out.
- Safe cooking practices
Never leave stoves unattended and inspect gas cylinders periodically and avoid overheating oil.
- Electrical safety
Use certified wiring, avoid overload the sockets and have periodic upkeep from licensed electricians.
- Keeping extinguishers at home
It's essential to keep an extinguisher in the living areas and kitchens, as it can help control small fires instantly.
- Fireproof storage
Keep flammable liquids, chemicals and petrol outside the living areas.
- Inspecting the appliances
Check household appliances, replace the faulty or old devices and unplug them when not in use. This can help prevent house fires.
Role of insurance in critical situation
Although preventing house fires is crucial, accidents may still occur. In such situations, a good fire insurance policy can play a vital role in covering financial losses.
Insurance offers the following:
- Compensation for belongings: Insurance can offer replacement value for items that were lost in the fire.
- Damage coverage: A fire policy will cover the loss of appliances, furniture and property.
- Rebuilding expenses: Insurance policies can help families afford the reconstruction and repair expenses of the damaged homes.
- Medical support: Many insurance plans cover the treatment expenses for injuries caused by the fire breakout.
Conclusion
Detecting causes, such as faulty wiring, careless handling of appliances or candles and unsafe cooking, can prevent many fire-related accidents. Awareness campaigns, fire-prevention equipment and periodic training are crucial for lowering risks. Similarly, having property insurance can ensure financial support if your house or property is damaged during a fire.
FAQs
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Do smoke alarms really help?
Smoke alarms will provide early warnings, letting you act instantly before the fire starts to spread.
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What are some common causes of house fires?
Smoking indoors, leaving diyas or candles unattended or cooking accidents can lead to house fires.
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How can electrical fires be prevented?
It's possible to prevent electrical fires by using efficient wiring, avoiding overloading the sockets and so on.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure / policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.