Health insurance for overseas travel protects travellers during any medical emergency while abroad. It is also known as foreign travel medical insurance. But how do you choose the best health insurance while travelling overseas?
Choose the Best Travel Health Insurance
At the outset, you should know about the different types of travel medical insurance for international travel:
- Single-trip travel cover
- Multi-trip travel cover
- Student travel insurance
- Family travel insurance
- Senior citizen travel cover
Start by identifying which type of travel cover you will require. Then, consider the following factors to choose the best travel insurance coverage:
- Ensure the sum assured is adequate for your travel plans.
- Compare different plans to assess travel insurance premiums.
- Evaluate the insurer provider on aspects such as claim settlement ratio, user reviews, etc.
- Carefully check the deductibles and capping limit, if any. The lower the deductibles and the minimum the capping, the better the plan.
- Check whether the travel insurance plan covers pre-existing diseases.
Conclusion
Several insurance providers provide health insurance for overseas visitors. However, the best travel insurance plan will depend upon your type of travel, duration, country of travel, and age. All these factors impact the cost and coverage of the travel insurance plan.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.