How to Activate UPI Outside India
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How to Activate UPI Abroad

UPI can be activated abroad by linking a bank account with a UPI app, registering a mobile number, and setting up a PIN. Transactions require recipient details and authentication. Secure UPI payments simplify financial transactions overseas.

  • 24 Mar 2025
  • 3 min read
  • 149 views

It is difficult to return from an international trip without shopping for local souvenirs, but sometimes, figuring out the modes of payment can be a headache. Fortunately, Indians can now celebrate the advantages of using UPI outside India. The Unified Payments Interface (UPI) has emerged as one of India’s key payment systems, making it convenient for individuals to transfer money, pay bills, and more through their mobile devices. Read on to understand how to activate UPI from abroad.

How Can One Use UPI Payments Outside India?

Activation of UPI outside India is pretty easy. Here’s how to use UPI outside India in simple steps:

  • Link your bank account to a UPI-linked mobile app like PhonePe, GooglePay, or Paytm.
  • Register your mobile number and set up your UPI ID.
  • Set a secure PIN to protect your account.
  • Provide your bank account details for verification and authentication.
  • To make an international transaction:
    • Open your UPI app (BHIM, PhonePe, Google Pay, etc.)
    • Enter the recipient’s bank account number, IBAN, and BIC
    • Specify the transfer amount and currency
    • Confirm the transaction by entering your UPI PIN
  • You’ll receive a confirmation message once the transaction is successful.

Conclusion

UPI is a convenient way to handle transactions abroad without worrying about cash and incurring high fees. Whether you’re a visitor or a long-term resident, this payment gateway can help make a difference when handling financial transactions overseas. Remember to exercise caution and safety when making transactions in a foreign country. To protect oneself from fraud and other emergencies while abroad, it may also be prudent to purchase an appropriate travel insurance policy. This will allow you peace of mind while using UPI to transact outside India.




Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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