Imagine losing your baggage in Houston or missing a flight to Venice, for which you have been planning for months. Travel insurance is instrumental during such moments. It provides a cushion against financial or medical emergencies that may emerge while travelling. So, if you are wondering, “How do I get travel insurance?” The blog will guide you on how to get travel insurance.
How Do You Get Travel Insurance?
Given the wide array of companies offering travel insurance with a multitude of features, choosing the right policy can be a tricky decision. Here are some tips that can help you make the right choice:
- Comparison of policies: Check out the websites of companies offering travel insurance. Compare their policies and the coverage each of them provides. The basic features that the policy should include are trip cancellations, delayed flights, and medical expenses.
- Type of policy: An annual policy is a good option if your job demands frequent international travel or you enjoy visiting different places abroad. However, for those who travel occasionally, a policy that covers a single trip is better.
- Duration: The policy should cover your entire trip.
- Eligible claim limit: Choose a policy that allows you to choose the maximum claim.
- Purpose of travel: If your trip includes hiking or paragliding, select a plan that provides coverage from mishaps during adventure activities.
- Premium: Once the comparison is done, go for the policy that provides maximum coverage at a low premium.
Conclusion
By now, you must have a definite answer to the question, “How do you get travel insurance?” The secret is to consider the inclusions and exclusions offered by a policy before finalising the one you think suits your needs.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.