Updated on 2 Dec 2025
Travelling to the Maldives is on the bucket list of many. Known for its turquoise waters, white sandy beaches and luxury resorts, the Maldives offers an ideal getaway.
Before planning your trip, it is essential to understand the role of travel insurance and whether it is mandatory for entry into the country.
Why do I need travel insurance for the Maldives from India?
While travel insurance is not a mandatory requirement to enter the Maldives, it is advisable to have one. International trips come with uncertainties such as medical emergencies, baggage loss or trip cancellations. A policy can help cover unexpected expenses during your stay.
Benefits of travel insurance for Maldives
Travel insurance offers various benefits that can significantly enhance your travel experience. Here are some key advantages:
• Personal liability coverage:
Accidents can happen, and travel insurance can cover third-party liabilities, protecting you from unexpected legal and financial obligations.
• 24/7 travel assistance:
Travel insurance often includes round-the-clock helpline services, assisting with any travel-related queries, emergencies, or even helping with lost passports or other travel documents.
• Peace of mind:
Perhaps the most significant benefit of travel insurance is the peace of mind it offers. Knowing that you have financial protection and support in case of unforeseen events allows you to relax and fully enjoy your vacation.
Coverage options for Maldives travel insurance
When travelling internationally, coverage options may vary depending on the insurer. Generally, a policy may include:
- Medical expenses
- Accidental injuries
- Trip delays and cancellations
- Baggage and personal belongings
If you are travelling abroad, you may also want to explore international travel insurance for wider coverage options.
Documents required to buy travel insurance for Maldives
Purchasing a travel policy typically requires only a few basic documents. These may include:
- A valid passport
- Travel itinerary with confirmed dates
- Visa details (if applicable)
- Completed insurance proposal form
Requirements can vary depending on the insurer, so it is best to confirm them when purchasing.
Conclusion
Travel insurance is not mandatory for visiting the Maldives, but it plays an important role in safeguarding your trip. From medical emergencies to lost baggage, it provides financial support during unexpected events abroad.
If you are planning your Maldives holiday, consider reviewing different options available, including international travel insurance, to choose the one that best suits your requirements. While you plan your travel, let us help you with the right protection. Get tailored travel insurance advice and solutions by filling out the form provided on this page.
FAQs
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Is travel insurance mandatory for Maldives?
No, it is not mandatory. However, it is advisable for financial protection against unforeseen situations.
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What does Maldives travel insurance usually cover?
Coverage varies between insurers, but it may include medical expenses, trip cancellations, baggage loss and emergency assistance. Always check the policy wording.
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Do I need international travel insurance for Maldives?
Yes, since the Maldives is an overseas destination, an international policy would be required. The extent of coverage depends on the insurer.
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What documents are needed to claim travel insurance?
Typically, documents such as your passport, travel tickets, claim form, and supporting evidence, such as medical bills or loss reports, are required. Specific requirements vary by insurer.
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Can I buy travel insurance after booking my trip to the Maldives?
Yes, you can usually purchase it after booking. However, some benefits, such as trip cancellation cover, may only apply if you buy it soon after confirming your trip.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.