Schengen travel insurance is required for a trip to the Schengen countries. The Schengen countries are the 26 European nations that entered into the Schengen Agreement in 1985. This treaty allows the tourists to travel to these countries without any restrictions. France, Switzerland, Austria, Germany, Belgium, Denmark, and Greece are some countries that are a part of the Schengen Agreement. You can stay for up to 90 days in these nations if you possess a Schengen visa and travel insurance.
Schengen travel insurance is compulsory as it protects you in case of emergencies or any unforeseen events like hospitalisation, accidents, lost baggage, flight delays, cancellations, etc.
So, let’s check the travel insurance for Schengen visa requirements.
What are the requirements of Schengen Visa Insurance?
The basic travel insurance requirements for a Schengen visa are –
- The compulsory Schengen visa travel insurance requirement is that the cover should be valued at a minimum of 30,000 euros.
- The Schengen insurance policy must provide comprehensive coverage for risks including medical emergencies, evacuation, third-party liabilities, or accidents.
- The travel insurance policy must be valid for the entire period of stay in the Schengen area and should cover any potential duration of extension.
- The fourth travel insurance requirement for a Schengen visa is that your policy should cover all Schengen countries to guarantee comprehensive protection throughout your trip.
- You should obtain Schengen travel insurance from a reputable insurance provider to ensure that the policy meets all Schengen visa insurance requirements. This will reduce the chances of visa rejection due to inadequate coverage.
Conclusion
Anyone planning their trip to the Schengen area should have the right knowledge about the travel insurance required for a Schengen visa. It determines the visa application acceptance or rejection.
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