Travel Insurance is Mandatory for Which Countries?
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Travel insurance mandatory countries list

Many countries mandate travel insurance for entry, including Schengen nations, Cuba, UAE, and Nepal. Coverage requirements vary, often including medical expenses and travel disruptions. Ensuring proper insurance helps travelers meet visa conditions and protects against unforeseen expenses.

  • 18 Mar 2025
  • 3 min read
  • 22 views

Travellers to overseas locations must take care of several things before boarding their flight. One important document is the visa approval from the country they wish to visit. The next task is to look for affordable flight tickets and boarding facilities that suit their budget. Securing a travel insurance policy for a tension-free stay is also necessary. Many countries do not allow tourists to enter if they are uninsured. The financial health of the traveller is ascertained to ensure they can afford the cost of their stay in a foreign location. 

There are a few mandatory test reports travellers need to take with them as part of their documentation. A crucial report is the negative RT PCR report, vaccination for COVID-19, and past travel history. Several countries seek comprehensive coverage of all major diseases in visitors’ travel insurance. The visa process does not commence till all the necessary documents are submitted.

List of countries where travel insurance is mandatory

To enhance tourism, several countries have begun showing leniency regarding visa issuance. However, they are still very particular on one count; that the tourist must carry travel insurance for comprehensive coverage against accidents and diseases. So, which countries have compulsory travel insurance? Let us have a look.

  • Turkey and the UAE: Coverage for processing of visas 
  • Cuba: Coverage for illness and repatriation cost
  • Singapore: Coverage of 30,000 SGD
  • Schengen countries: Coverage of €30,000 
  • Fiji: Coverage from COVID-19
  • Romania: Coverage of €30,000 
  • USA: Coverage necessary for students under full-time programmes
  • Israel: Coverage from COVID-19
  • Ecuador and Antarctica: Coverage needed for entry
  • Nepal: Coverage for mountaineers
  • Jordan: Coverage for travel 

Conclusion

You can now see travel insurance is mandatory for which countries with the help of the list provided above. Travel insurance is mandatory for several countries, particularly those in the schengen area. Countries such as Cuba and the UAE also mandate travel insurance for entry. Ensuring you have the required travel insurance helps you meet these legal requirements while providing essential protection from unexpected travel disruptions, including medical emergencies.



Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

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