Close ILTakeCare Suggestion
IL TakeCare app – For all your insurance & wellness needs

Policy purchase, claims, renewal & more

Health insurance just got 18% cheaper – no GST applicable!
 

Travel Insurance Renewal: Complete Guide

Renewing travel insurance on time ensures uninterrupted coverage for emergencies, trip cancellations and baggage loss. This guide explains when renewal is required, eligibility, documents needed and the step-by-step process to keep your policy active and aligned with your travel needs.

  • 10 Oct 2025
  • 5 min read
  • 2 views

It can be exciting to plan a trip, but unexpected events, such as medical emergencies, lost baggage or trip cancellations, can turn it stressful. This is where travel insurance comes in handy, providing a financial safeguard. However, like any other policy, it has a validity period. Renewing it on time is critical to ensure continuous coverage and peace of mind during your trips.

This blog talks about everything you must know about travel insurance renewal.

When is renewal of travel insurance required?

Travel insurance policies are valid for a specific duration, mostly linked to your trip dates. Renewing travel insurance is necessary when your current policy is about to expire, you are planning another trip soon or your annual policy is ending. Renewing it on time ensures you keep your coverage active, staying protected against emergencies, trip cancellations or lost luggage.

How does travel insurance renewal work?

Most insurers allow you to renew your travel insurance policy online or through customer service departments before your policy expires. To renew a travel insurance policy, the insurer assesses the existing policy for the claims made and the coverage you need for your next trip. Once the payment is made and the documents are updated, your policy becomes active immediately or from the date your previous policy ends.

Steps to renew a travel insurance policy

The following is a step-by-step guide on how to renew a travel insurance policy:

  • Check your policy expiry: Confirm the date your current policy ends to avoid any gaps in coverage.
  • Review your existing coverage: Recheck the benefits, exclusions and claim history to decide whether you want the same coverage or add some add-ons.
  • Compare renewal options: Before you renew your travel insurance policy, look for discounts or enhanced coverage.
  • Provide required details: Update personal information, travel dates and any changes in the plans.
  • Make the payment: Complete the payment.
  • Receive renewal policy documents: Get the confirmation and policy documents for your records.

Eligibility criteria for renewing travel insurance

It is essential to meet the insurer’s eligibility requirements to renew your travel insurance policy.

Here is the likely eligibility criteria:

  • Your current policy should still be active or within the insurer’s grace period after expiry.
  • Renewal is allowed only if the upcoming travel dates fall within the policy coverage period.
  • Any changes in health since the previous policy must be disclosed.

Details and documentation required for renewing travel insurance

To ensure a smooth renewal process, you should have these necessary details and documents ready:

  • Your existing policy number and coverage details.
  • Personal information, such as full name, date of birth and contact details.
  • Travel itinerary including dates, destinations and mode of travel.
  • Details of any medical conditions or claims made during your previous policy period.
  • Payment method for renewal premium.

Having these things ready in hand can help you complete the renewal quickly and avoid delays in activating your renewed coverage.

Things to remember when renewing travel insurance

Although renewing a travel insurance policy is straightforward, keeping these points in mind can help ensure a seamless experience:

  • Ensure to renew before your current policy expires to avoid gaps in protection.
  • Make sure your coverage provides the benefits that meet your upcoming travel needs.
  • Keep a copy of your renewed policy and payment confirmation for reference.
  • Some insurers provide discounts or additional benefits for renewals.
  • Ensure your renewed policy fully covers your next trip dates.

Conclusion

When planning your next trip, renewing your travel insurance on time provides continuous protection against unexpected events that may occur during your trip. Learning the renewal process, eligibility criteria and required documents can make the process smooth and hassle-free.

Being proactive with renewals allows you to review your coverage and make adjustments if needed, ensuring your policy meets your current travel needs.

FAQs

  • Can I renew my travel insurance after it has expired?

It depends on the insurer, as some allow renewal within a short grace period. In the case of ICICI Lombard travel insurance renewal, you may need to purchase a new policy once the current one has expired.

  • Do I need to provide medical details again while renewing?

It is essential to disclose any health changes to avoid claim issues.

  • Can I change my coverage while renewing travel insurance?

Most insurers allow adjustments or add-ons during travel insurance renewal for your next trip.

  • Will my renewal affect my premium cost?

Premiums can vary based on coverage, age, travel duration and previous claims made.

  • What is multi-trip and single-trip travel insurance?

A multi-trip insurance offers coverage for each of your trips abroad within a policy year, while a single-trip travel insurance covers only one specific journey.


Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Also read:

  • Looking for tailored advice?

    Schedule a call with our insurance advisors

  • OR
  • Call us:

    1800 2666
Please enter valid name
Please enter a valid mobile number
Please select the Category

Subscribe to our newsletter

Understand insurance better by reading our helpful guides, articles, blogs and other information.

Please enter valid name
Please enter valid Email

Error message here