The want for speed is inherent among most of us. We all have a tendency to go faster and faster. The same logic applies to two-wheelers. If you are currently on a scooter, you will upgrade to a motorcycle. If you are on a motorbike, then you will want to upgrade to a more powerful bike. Think power and a sports bike comes to mind. The thought is tempting and can often lead to hasty decisions. But like everything in life, sports bikes require money and quite a lot of sensible thinking. Here we give you 10 points to remember before you go for your first sport bike and discuss why having bike insurance is necessary.
Things to Know Before Buying a Sports Bike
A sports bike is a mode of transportation and a style statement. Here are ten important points to consider before purchasing one-
Proper Gear
First and foremost, never forget about buying proper sport bike gear. Head towards safety gear first, at least get a certified helmet, jacket, gloves, and boots. Wearing safety gear is essential before heading out to ride every time.
Keep in Mind the Fuel Prices
New bike buyers would be wrong to assume that fuel for their sports bikes will be in any way cheaper. Fuel consumption depends largely on the number of cylinders, cubic capacity, and your own riding style.
Services and Spares Will Be an Issue
The market in India is not ready for big bikes, and finding spares for your bike will be very difficult (and expensive) if you don’t know where to search for them. If you are going for a bike like that, you should do so knowing very well the risks that come along with it.
Select the Bike as a Beginner
If you think riding a commuter 150cc motorcycle qualifies you to ride a sport bike, you have a huge misconception. You must choose a bike that is good for beginners for you to learn your way on it. Jumping on a high-power bike for the first time makes the risk of an accident very high!
Go for a Second Hand One for Your First Time
Unless you have money to throw away, buy a used bike. It is always a better choice for your first time to go for a used bike when you are learning your way on it.
Take Time Out to Ride
You must take time from your daily schedule to take out your bike for a ride. Proper running is required for the proper functioning and long life of your bike.
Do Not Be Overconfident
You think you are a sensible rider and have self-control, so you won't crash. Even the perfect rider can make a mistake and is at risk of accident always. Remember, when you are riding, you are not the only person on the road.
Always Think About Yourself
The process of riding a motorcycle is just like climbing a ladder and you just can't get on top without going step by step. You are going to learn to be a good rider, so think about yourself rather than impressing people and your friends.
Driving and Riding Are Two Different Things
You must understand that riding a bike and driving are two different things and two different worlds as well. Cars are different machines from motorcycles and their driving and riding are not at all the same thing. So never mistake your proficiency on high-powered four wheelers, as a recipe for success in handling sports bikes as well.
Do Not Forget Insurance
Having two-wheeler insurance will always work in your favour. Accidents can happen at any time and insurance will help you cover the costs, preventing your out-of-pocket expenses.
Why to Buy Bike Insurance?
Having a sports bike is an exciting experience, but it comes with considerable risks and responsibilities. Here is why bike insurance becomes essential and non-negotiable for this two-wheeler-
- Legal Necessity: The Motor Vehicles Act mandates all bike owners to have at least third-party insurance.
- Financial Coverage: Sports bikes are expensive and more prone to accidents due to their high speed. Two-wheeler insurance provides financial support in case of mishaps or damages, giving you much-needed peace of mind.
- Third-Party Coverage: Accidents can sometimes result in third-party damages. This is covered by insurance, saving you from unexpected claims and expenses.
- Customisable Add-Ons: Comprehensive bike insurance policies can be customised according to the policyholder’s requirement, with optional add-ons such as zero depreciation cover and roadside assistance. This enhances the protection.
- Personal Accident Cover: Several insurances offer personal accident coverage to the owner, providing financial cushioning in case of injury or disability caused by an accident.
Conclusion
Buying a sports bike can feel like the beginning of an exhilarating journey, and it is! However, you need to do market research and planning and assess your budget before making a final decision. Remember, an insured bike makes every trip secure.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.