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Things to Consider When Buying a Two-Wheeler

Buying a two-wheeler requires evaluating factors like budget, usage, bike features, maintenance, and resale value. Understanding different bike types helps in making an informed decision. Ensuring proper two-wheeler insurance coverage is crucial for financial security.

  • 21 Mar 2025
  • 3 min read
  • 1079 views

With ever-increasing traffic congestion and varying road conditions, two-wheelers continue to remain the favourite mode of transport for commuters across India. Convenience features like ease of usage, ease of manoeuvrability, and hassle-free parking continue to be the top reasons for owning a two-wheeler. In addition, low down payment, attractive loans, and low maintenance costs make owning two-wheelers easy.

The Indian two-wheeler market is where the buyers are spoilt. Within every segment, there are multiple choices for the buyers to consider. In addition, imaginative marketing and promotions add to the confusion, and buying a two-wheeler becomes a daunting task.

 

Types of Bike to Buy

Selecting the right type of bike is important as it should match your preference and budget. Here are some common categories to consider:

  1. Commuter Bikes: Ideal for daily commuting, these two-wheelers offer good fuel efficiency, comfortable seating, and low maintenance costs. They are made for city and short-distance travel.
  2. Sports Bikes: Ideal for adventure enthusiasts, sports bikes have advanced make and premium styling. They are good for people who are looking for maximum speed and riding experience.
  3. Cruiser Bikes: Known to offer comfortable riding posture and classic design, cruisers are perfect for long-distance rides and highway cruising. They offer a balance of speed and ease that is preferred by many riders.
  4. Off-Road Bikes: Designed for uneven terrains, these bikes promise good suspension systems and durable build. These are best for adventure lovers and people who enjoy off-roading. 
  5. Electric Bikes: With the growing emphasis on the environment and sustainable development, electric bikes are gaining popularity. They are an eco-friendly mode of travelling with lower costs and are ideal for urban roads.

 

5 Things to Check Before Buying a New Bike in India

Here is a quick guide to help you identify your requirements so that you can zero in on the perfect ride:

Usage

The most important consideration for selecting a two-wheeler is, 'What will be the nature of my usage?' A vehicle with more power is ideal if you plan to commute longer distances along highways, on the other hand, you can settle for lower-power options if you have shorter trips within city limits. The number of kilometres that you plan to cover each day should influence your purchase decision. A two-wheeler that is great on city roads might not be a good choice on rough roads. If your travel includes such routes, you need a vehicle with better suspension. Go for a two-wheeler that has a reliable shock-absorbing mechanism for managing longer, bumpier rides.


Budget

As always, never put the cart before the horse! Fix a budget before you start hunting for a two-wheeler. For example, once you set a budget of `50,000 to `60,000, you will get a clear view of your options, keeping you off vehicles that are below or beyond your range. However, don't let this be your guiding light. Based on your overall requirements, you might be able to get more value for lesser cost.

Bike Features

Extreme fuel efficiency is one of the key draws for two-wheeler buyers. With bikes claiming to offer efficiencies of over 100 km, buyers have more options than ever before. Acquaint yourself with the features of the vehicle you plan to buy and look out for expert reviews, comparisons, and analysis. Always take the claimed mileage with a pinch of salt. Remember that the mileage under test conditions is not what you can expect on the road. Also, note that fuel consumption is influenced by the riding style and maintenance. Choose a two-wheeler that is durable and, at the same time, would complement your style. Look for features like body graphics, headlight styling, seating comfort, safety features, and storage space.



Maintenance and Servicing

Generally ignored, this factor weighs heavily in making an informed buying decision for a suitable two-wheeler as it has a direct bearing on your running cost. The manufacturer you select should have an extensive network of service centres providing easy availability of spare parts.

 

 

Resale Value 

Last but not least, look for a vehicle that has a higher resale value. A vehicle that is still in production (at the time of sale) will fetch a higher value.

Also don't forget to secure your future and finances with a suitable two-wheeler insurance policy. You can buy 2-wheeler insurance online. Buying 2-wheeler insurance online can help you compare policies and get discounts.

 

Conclusion

Thorough market research and comparing options are important first steps in choosing the right bike. To safeguard your investment, you should consider bike insurance.


Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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