Two-wheelers must have bike insurance as it is a legal requirement in India. There are two types of vehicle insurance: Third-party bike insurance and Comprehensive bike insurance.
Third-party bike insurance provides coverage for the losses incurred to a third party only. Whereas comprehensive bike insurance provides coverage for the losses and damages to the vehicle itself and the third party. Like any other insurance policy, bike insurance also comes with an expiry date and we have to renew it to continue the coverage.
We have to keep checking the bike insurance status so as not to miss its renewal time.
Ways to check bike insurance
The bike insurance status can be checked in multiple ways. The three most common ways are-
- Insurance Information Bureau (IIB)
- VAHAN Portal
- Through the insurance provider
We simply need to go to any of the above-listed websites and follow the instructions to check the bike insurance expiry date.
Check Bike Insurance Status via IIB
The Insurance Information Bureau was established in 2009 by the Insurance Regulatory and Development Authority of India (IRDAI) to enable the smooth functioning of the insurance market in India. The major aim was to enhance the transparency level in the insurance market. Let us see how to check bike insurance on the IIB platform.
- Go to the official website of the IIB at https://iib.gov.in/
- The next step is to click on the V-Seva button which is located under the “Quick Links” on the home page.
- After this, a new window will open “Accident Vehicle Information Retrieval System”.
- Now the next step is to fill in the owner’s name, address, mobile number, email address, and registration number of the bike.
- Captcha will be displayed, fill it.
- Now click on the “Submit” button.
Check Bike Insurance Status via VAHAN
VAHAN portal is managed by the Ministry of Road Transport and Highways. Here is how to check two-wheeler insurance on the VAHAN portal.
- Go to the VAHAN website https://vahan.nic.in/nrservices/
- The second step is to look for the option “Know your vehicle details” and click on it.
- Now you have to enter your mobile number and create an account.
- The next step is to enter the bike’s registration number and the verification code.
- Now click on the “search vehicle” button.
- All the information related to vehicle insurance will be displayed here.
Check Bike Insurance Status via Insurance Provider
In the above paragraphs, we have discussed how to check the bike insurance expiry via VAHAN and IIB. Apart from these, the other way to check the expiry of the bike insurance is through the insurance provider.
All the insurance providers keep a record of all the insurance policies that are issued by them. The same can be checked on the website of the insurance provider. The steps may vary from one insurance provider to another. The expiry date of the vehicle can be checked using the registration number. You just have to put the registration number on the website to check for the expiry date.
Conclusion
We have answered the most asked question regarding two-wheeler insurance- how to check my bike insurance? We just need to go to the concerned website and follow the steps mentioned. If you forget to renew your bike insurance policy, then it may get terminated. Once the policy gets terminated then you cannot renew it and have to purchase a new policy. Always remember to renew your bike insurance policy on time as it provides extra safety coverage in the face of an accident, damage, or loss.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.