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Comprehensive health policy
Comprehensive policy for the whole family. Comes with exclusive benefits like no room rent capping, no co-payment, OPD cover & lifelong renewability. Coverage starts from ₹5 lakh for a monthly premium as low as ₹542*.
Standard health policy
Standard policy for your primary healthcare needs. Ideal for those who need a starter health insurance policy on an individual or family basis. Coverage ranges from ₹1 to ₹5 lakh.
Increase your existing cover value
Super top-up policy to enhance your existing health coverage. Covers your medical expenses when your basic insurance plan falls short. Coverage goes up to ₹50 lakh.
Accident protection
Accident protection policy. Gives coverage against death or permanent total disablement (PTD) due to an accident. Coverage goes up to ₹25 lakh.
*No medical tests will be required for insurance cover below the age of 56 years and sum insured up to ₹20 lakh. **As on June 30, 2022 ^Turnaround time of 60 minutes is from the time of receipt of complete documents, on best effort basis.
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Secure your health with ICICI Lombard’s mediclaim policy and avail quality healthcare services in your time of need. ICICI Lombard has tie-ups with leading hospitals in India that facilitate cashless claims, so you don’t have to arrange for cash during an emergency. Moreover, our in-house claim settlement team has a track record of quick claim processing, within 30 days of filing a claim! Our comprehensive mediclaim policy features multiple options for either cashless hospitalisation or reimbursement of medical expenses. With the rising healthcare costs and increase in medical issues, a mediclaim policy is important for you and your family. Under the mediclaim policy, you can either opt for an individual or family floater health cover , based on your requirements.
Our mediclaim policy – Complete Health Insurance – provides lifetime renewability, so you can secure your healthcare costs throughout your life. To complement your basic health insurance policy, you can also choose a super top-up plan – Health Booster. Such a plan helps to take care of excess payments and multiple claims within a policy period.
Buying a mediclaim policy from ICICI Lombard was one of the best financial decisions I made. I bought this policy in addition to the group policy at my office. I get prompt services from the team and proper clarifications to my doubts whenever I require.
The coverage for maternity expenses is what my ICICI Lombard mediclaim policy really helped me with, since my wife and baby had to stay on in the hospital for some more weeks after the delivery.
Choosing a mediclaim policy can be difficult for most individuals who are not familiar with insurance products. This was the case with Pooja Mehta, a fashion designer and single mother of two. Getting a health cover was not part of her agenda, until she underwent a surgery for tonsillitis in her late 30s. While the surgery was minor and without complications, she received a medical bill that she had not really anticipated.
With a resolve not to succumb to the same experience again, she asked around and heard from friends and colleagues about the benefits of a mediclaim policy. She was also happy to understand that she could opt for a floater policy, which would provide coverage for her children too. Pooja read the policy brochure for ICICI Lombard’s mediclaim cover and understood the host of benefits that came along with it.
She was especially interested in the top-up plan offered by ICICI, which allowed multiple claims in the same policy period. This was useful to her since her children were young and fell ill several times a year. She is now a happy customer of ICICI Lombard.
Understanding individual needs and choosing a mediclaim policy best suited for your needs demands analysis and caution. We are here to help...
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