Insure Your Home, Live Happily Ever After!

ICICI Lombard's Home Insurance ensures that your world is swiftly brought back to order, in case of unforeseen events. Our extensive cover provides security to the structure and contents of your home against man-made calamities including fire, water seepage, short circuit, theft or burglary and terrorist attacks. We protect the structure of your home, your priceless assets, or both, depending on your needs.

Your home isn't just bricks and mortar; it's also about the antique furniture your mother-in-law gifted, the wind chime that your daughter made at school and the trophies your son won at college. If something happens to these, not only your wallet but your whole world will crumble around you. To avoid such a situation, cushion your finances with an ICICI Lombard home insurance policy, and continue to enjoy your dreams, worry-free.

Statistics: Man-made Calamities

Man-made disasters pose a serious threat to humanity and assets; here are some startling statistics on them:

  • A total of 20,377 cases of fire accidents were reported in 2014
  • 339 cases of injury were reported in 2014 due to collapse of houses and residential buildings along with the rebuilding losses that ran in crores
  • In 2014, 1,889 cases due to accidental fire arising from short circuit, agitation, fireworks, gas cylinder bursts and other man-made calamities were reported that resulted in injuries and substantial financial losses

Benefits of ICICI Lombard Home Insurance


Cover your home against losses due to theft, burglary, terrorism, etc.


Stay protected against water seepage and resultant damages


Protect your home content like electronics, furniture and avail 25% discount


Secure your home against natural calamities like earthquakes, floods, cyclones, storms, etc.


You get a massive 50% discount when you opt for a 10 year structure cover


Cover damages due to fire or allied perils


Protect your jewellery with our All-Risk Cover and stay worry-free

Claims Procedure for Home Insurance

We are always there to assist you in case of any unforeseen damage to your home and its valuable assets. Please follow the following steps during an emergency:


step 1

Call us on our 24x7 toll free insurance helpline – 1800 2666


step 2

Provide all the relevant information regarding your claim and policy details


step 3

We will then authenticate your claim request and escalate it to our claims department


step 4

Once the claim department validates and registers your request, we will appoint a surveyor within 48 hours


step 5

You will then need to submit all the necessary documents to the surveyor, after which the surveyor will submit a Final Survey Report (FSR) along with documents within 7 days


step 6

On receipt of the documents, the claim department will process your claim within 7 days

For further details, visit ICICI Lombard Home Insurance.

Customer Reviews


Gaurav Tiwari

Our house was affected by fire due to a cylinder burst in the neighbouring house. Although the fire brigade team reached on time, partial damage was done. ICICI Lombard provided swift support and within a couple of weeks, the entire claim was settled. Thanks to ICICI Lombard's courteous team for their support.”


Mrs. Sunita Pawar

We were on a holiday in Shimla when our neighbours called to report an incident of theft at our home. We cancelled our vacation and rushed back. Valuables were stolen from the house. We immediately lodged an FIR and contacted ICICI Lombard's helpline number. Their team handled the matter very professionally and the entire claim was settled within a month.


Watch Now

Home Insurance

ICICI Lombard also offers insurance for the below products