How to choose the right heart insurance plan?
To choose the right heart health insurance policy, check:
1
Cardiac specific coverage
Find out the coverage specifically tailored towards heart ailments and choose the one with a wide scope for better protection.
2
Policy exclusions
Read the policy wordings carefully to know the exclusions under the policy. This brings down the chances of claim rejection, disputes and surprises.
3
Network hospitals
Find out the insurer’s empanelled network hospitals where you can avail cashless treatment. Check for hospitals dedicated specifically for the treatment of heart diseases.
How to raise health insurance claim for heart patients?
There are two ways to raise a claim - cashless and reimbursement. The process for both is given below
| Cashless |
Reimbursement |
| Contact your insurer and share your name, policy number and other relevant information related to your illness |
Inform your insurer regarding your claim with your policy number, name, nature of illness and other relevant information |
| Share the health card provided with the policy |
Fill-up the claim form in due time with all relevant documents collected from the hospital at the time of discharge |
| Basis the information provided, the insurer will grant final authorisation |
The insurer will check and verify them after which your claims will be settled |