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Elevate-Logo

Reliable Protection. Zero Worries. Zero% GST AO

Starting at ₹11/dayA

11,000+

cashless hospitalsC

No limit

on room rentAU

Up to ₹3 CrT

worldwide cover

100%

reset benefitS

What is ICICI Lombard Elevate policy

What is ICICI Lombard Elevate policy?

In today’s world, the rising costs of medical care are an unavoidable reality. From initial doctor visits to lab tests and pharmacy bills, the cumulative expenses of comprehensive treatment can become overwhelming.

ICICI Lombard's Elevate policy is here to support you throughout your health journey with a policy designed to cater to your needs at all stages. The policy offers flexibility in terms of sum insured and a wide range of add-on covers to choose from. Enjoy value-added services including reward points for healthy habits, video/tele consultation(s), pharmacy and diagnostic services, online chat with doctors, second opinions, and more. Additional benefits include pre-existing disease cover, domestic and air ambulance, and convalescence benefits.

Top reasons to buy Elevate health insurance

  • Hospitalisation & Day care treatment cover
  • Unlimited reset of sum insured
  • Cashless approval in 60 minsD
  • Up to 30% discount on renewals for staying active
  • 100% sum insured increase every yearY, irrespective of claims
  • Unlimited coverage for any 1 claim of your choice during policy lifetimeY
  • AYUSH treatment covered up to sum insured
  • Pre & post hospitalisation expenses from 90 days until 180 days
  • Road & air ambulanceY covered up to sum insured
  • Customisable waiting periodsY
  • Cashless hospitalisation worldwideGY
Top reason to buy Elevate health insurance

Who needs Elevate health policy?

Any individual above the age of 18 years can opt for this policy for themselves and their family. The minimum age for adding a child is 91 days. If you have any pre-existing diseases, you can still opt for this policy by paying an additional premium.

Who needs Elevate health plan

What’s included and what’s not?

  • Inclusions
  • Exclusions

Benefits Covered

  • Inpatient Treatment

  • Daycare Procedure

  • Technological advancements and Treatments

  • Pre & Post Hospitalisation

  • In patient AYUSH Hospitalisation

  • Loyalty Bonus

  • Bariatric Surgery

  • Reset Benefit

  • Domestic Road Ambulance

  • Donor Expenses

  • Wellness Program

  • In patient hospitalisation (Surrogate and Oocyte Donor)

Add On Benefits

  • Infinite Care

  • Power Booster (Super Loyalty Bonus)

  • Chronic disease Management

  • Maternity Benefit

  • New Born Baby Cover

  • Vaccination for new born baby in first year

  • BeFit

  • Worldwide Cover

  • Claim Protector

  • Inflation Protector

  • Domestic Air Ambulance Cover

  • Nursing At Home

  • Compassionate Visit

  • Health Check-Up

  • Personal Accident

  • Voluntary Co-Payment

  • Voluntary Deductible

  • Dependent Accomodation Benefit

  • Durable Medical Equipment Cover

  • Waiting Period Reduction ( Other than those listed in Jumpstart)

  • Maternity Waiting Period Reduction

  • Specific Illness Waiting Period Reduction

  • Worldwide Cover Waiting Period Reduction

  • Room Modifier

  • Network Advantage

  • NRI Advantage ( Accidental Emergency Cover for NRI)

  • Tele consultation(s) (Unlimited Times) Z

Read more

Standard

  • Expenses related to pre-existing diseases within the waiting period.

  • If the sum insured is increased the exclusion shall apply afresh to the sum insured

  • If the insured person is covered without any break as defined under portability or migration norms by IRDAI

Specified Disease

  • Expenses related to specified disease for 24 month

  • If the specified disease /procedure falls under the waiting period specified for the pre-existing disease – the longer of the two waiting period shall apply

  • List of specified disease

    • Gastric or duodenal ulcer
    • Benign prosthetic hypertrophy
    • All types of sinuses
    • Dysfunctional uterine bleeding
    • Endometriosis
    • Stones in urinary and bilateral systems
    • Surgery on ear/tonsils/adenoids
    • Cataract
    • Hernia of all types
    • Hysterectomy
    • Joint Replacement
    • Dilatation and curtilage
    • Varicose veins
    • Non-infective arthritis
    • Gout Rheumatoid
    Read more

Policy documents: Downloads

How can you buy Elevate policy online

Get quote

Get quote

Share your basic details, including the number of family members, their ages, and your contact information.

Pick policy

Pick policy

Choose a policy with the sum insured that best suits your needs.

Pay

Pay

Complete the payment for your family's insurance and get started.

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