Close ILTakeCare Suggestion
IL TakeCare app – For all your insurance & wellness needs

Policy purchase, claims, renewal & more

Health insurance just got 18% cheaper – no GST applicable!
 

Melanin: Meaning, types & function

Melanin affects skin, hair and eye colour while protecting against UV rays and oxidative stress. This article explains its types, functions, benefits, related disorders and how health insurance supports treatment needs arising from pigmentation or melanin-related conditions.

  • 29 Dec 2025
  • 5 min read
  • 8 views

Melanin gives your skin, hair and eyes their unique colour while quietly protecting you every day. It acts as a built-in shield against sunlight, helps your skin stay healthy and even affects how your body ages. Understanding meaning of melanin helps you care better for your skin and appreciate how your body naturally defends itself from the sun.

What is melanin?

Melanin is a natural pigment responsible for the colour of your skin, hair, eyes and even certain parts of the brain. It is produced by specialised cells called melanocytes and is found in most animals, not just humans.

Acting as a built-in sunscreen, melanin absorbs and scatters harmful UV rays before they can damage deeper skin layers or DNA, helping prevent sunburn and lowering the risk of skin cancer.

Different types of melanin

There are three main melanin types, each serving a distinct purpose in the body. These pigments determine physical appearance and influence how the body reacts to sunlight:

  • Eumelanin: The most common type, eumelanin, is dark brown or black and helps absorb UV rays to protect the skin. People with higher levels of eumelanin usually have darker skin and hair and a lower risk of sun damage.
  • Pheomelanin: Pheomelanin produces red or yellow tones, seen in red hair, freckles and fair skin. It offers limited UV protection and may generate reactive molecules under UV exposure, slightly increasing sun sensitivity.
  • Neuromelanin: Neuromelanin is found in specific brain regions, such as the substantia nigra. Its exact function is not fully understood, but it may help bind metals and protect nerve cells. Loss of neuromelanin is observed in Parkinson’s disease.

What is the function of melanin?

The main melanin function is to provide pigmentation and protect the body from UV damage. The amount and type of melanin determine the colour of your skin and hair.

  1. Melanin pigment in hair:
  • Black: High levels of eumelanin
  • Brown: Moderate levels of eumelanin
  • Blonde: Very low levels of eumelanin
  • Red: Mainly pheomelanin with a small amount of eumelanin
  1. Melanin pigment in skin:
  • Determined by the balance between eumelanin and pheomelanin
  • Influenced by the activity of melanocytes and how much melanin they produce

List of benefits of melanin

The use of melanin in the body goes far beyond giving colour. It plays a vital role in protection and overall wellbeing:

  • Shields from UV rays: Absorbs and scatters harmful UVA and UVB radiation, reducing DNA damage and lowering the risk of sunburn and skin cancer.
  • Acts as an antioxidant: Neutralises reactive oxygen species (ROS), helping reduce cell stress and slow early ageing.
  • Supports natural defences: Strengthens the body’s overall antioxidant system to protect against environmental damage.
  • May boost immunity: Early research suggests melanin could have immune-modulating properties.
  • May reduce inflammation: Some studies indicate melanin may help lower inflammation, though more research is needed to confirm this.

Melanin imbalance and related disorders

The role of melanin in maintaining healthy pigmentation and protecting the skin from UV damage becomes evident when its levels drop, resulting in issues like uneven skin tone, increased sensitivity and certain medical conditions.

Here are a few conditions linked to melanin imbalance:

  • Vitiligo: Patchy loss of skin colour caused by an immune attack on melanocytes.
  • Albinism: Very low melanin levels lead to pale skin, white hair, blue eyes and high sun sensitivity.
  • Melasma: Brown or blue-grey patches often triggered by hormonal changes, sun exposure or certain medications.
  • Pigment loss after skin damage: Burns, infections or blisters can prevent proper melanin replacement.
  • Hearing loss: Some studies suggest low melanin levels in the inner ear may be linked to an increased risk of hearing problems, though the link is not fully understood.
  • Parkinson’s disease: Loss of neuromelanin in specific brain regions occurs as nerve cells degenerate.

Role of health insurance in case of melanin imbalance

Even with good health habits, imbalances in melanin levels can sometimes lead to serious medical conditions that require ongoing care. Having a reliable health insurance or health insurance policy provides crucial financial support during such times, helping you cover treatment costs and focus on recovery without added stress.

By planning ahead and choosing the right coverage, you can protect yourself and your family from unexpected medical expenses and manage health challenges with greater confidence and peace of mind.

Conclusion

Melanin is more than a pigment; it’s your body’s built-in protector, working silently to guard your skin and cells from daily stress. Understanding how it functions helps you make smarter choices for your skin health, from consistent sun protection to balanced nutrition.

 If you notice sudden changes in pigmentation or skin tone, consult a healthcare professional early. And as you prioritise overall wellbeing, consider investing in senior citizen health insurance to stay financially secure and access timely medical care with confidence.

Note: Coverage for specific conditions may vary between insurers. Please refer to your policy wording or consult your insurer for exact details.

FAQs

1. Can diet influence melanin levels?

Yes, meals high in vitamins A, C and E, as well as minerals like copper, can support melanin formation.

2. Does the synthesis of vitamin D get impacted by melanin?

Supplementation may be necessary in certain situations, as higher melanin levels might decrease the amount of vitamin D produced by sunshine.

3. Can the amount of melanin fluctuate over time?

Indeed, ageing, changes in hormones and extended sun exposure can all affect the formation of melanin.

 


Disclaimer: This blog provides information regarding melanin.The information is provided for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. Verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Also read:

  • Looking for tailored advice?

    Schedule a call with our insurance advisors

  • OR
  • Call us:

    1800 2666
Please enter valid name
Please enter a valid mobile number
Please select the Category

Subscribe to our newsletter

Understand insurance better by reading our helpful guides, articles, blogs and other information.

Please enter valid name
Please enter valid Email

Error message here