It could also be a possibility that the locality of your residence may not be well equipped with optimal medical facility to treat certain types of ailments. The time lost for giving the required medical treatment to the ailing individual may further complicate his condition.
The occurrence of such a happening cannot be predicted and it is best to stay prepared with a correct health insurance policy. Health insurance companies in India offer different types of policies that aim to fulfill the diverse needs of different types of buyers. You can insure the health of your family with a comprehensive insurance policy that is specially designed to offer medical security to all the family members under a single policy.
The Complete Health Insurance offered by ICICI Lombard general insurance company is one such policy where you can insure up to 5 family members. For this policy, you only have to pay a single premium amount and you can ensure the health of your entire family from a future medical exigency. The large sum insured offered with this policy can be either shared by all the family members or can be used by a single family member till the policy term expires.
One of the main advantages of this health insurance policy is the cashless hospitalisation facility that is offered to the ailing individual. ICICI Lombard insurance company has a tie-up with a wide network of hospitals all over the country where you can avail of cashless hospitalisation facility. With this feature, you are exempted from making the hospitalisation and treatment bills from your own pocket as the bill is directly settled by the insurance provider. This facility is sure to prevent your savings from the financial burden when footing hospitalisation bills.
In case you are planning to buy an individual health insurance policy, ICICI Lombard general insurance company offers the Personal protect plan. This plan offer coverage to an individual against injuries borne due to different types of accidents. The sum insured of this policy is offered to the nominee (person mentioned in the policy) when the insured individual falls prey to any unfortunate accident.
This plan also offers compensation in case the person dies during the policy period of the individual health insurance plan offered by ICICI Lombard insurance company. During such an unfortunate event, the entire sum insured is offered to the nominee and this compensation will surely help a family who has lost a sole breadwinner to an accident.
Thus, based on your needs and requirements, you can select either a family health insurance plan or an individual plan and secure your future and your loved ones.