A dip in health and general well being due to certain diseases requires prompt medical attention which at times makes hospitalisation imperative. This unexpected medical emergency may lead to financial crisis when settling medical bills. To prevent this sudden loss of finances, buying a health insurance policy helps reduce stress during such trying times.
An individual health insurance policy keeps you financially prepared and also offers a host of other benefits for hassle free recovery. When buying such an insurance policy, you must carefully consider the different features and covers offered by a prospectivehealth insurance company. A thorough knowledge of different features and policy plans helps you select the correct health insurance policy to sail smoothly through medical exigencies.
Health insurance company like ICICI Lombard offers a variety of different policies which offer financial aid during medical emergencies. The Healthcare Plus Policy offered by ICICI Lombard is designed to offer cover to all members of your family. This insurance policy allows you to make a claim for expenses incurred during a minimum hospitalisation period of 24 hours. This policy covers a variety of diseases and illness or bodily injury suffered during the period of injury.
This policy made available by your health insurance provider offers flexibility in the choice of sum insured and deductibles so that you can avail of quality health care without any financial burden. The entry age of this policy varies from 5 to 65 years of age. You can also cover a maximum of two adults above 18 years of age simultaneously under a single policy.
The coverage period of this policy varies from 1 year to a maximum of two years and can be easily renewed up to 70 years of age. This feature offered by your health insurance provider allows the insured individuals to enjoy continuous coverage without worrying about renewal dates. Not just that, when you renew this health insurance policy, any one insured member can avail of free health check-up.
This policy offers financial support by offering a cover for expenses like ,boarding/ room rent charges, and fees to be paid to your doctor or surgeon. Moreover, this policy also assists you financially for the purchase of medicines which are imperative during the course of recovery. Health complications can at times require specific surgical supplies, diagnostic blood tests and may also require radiological tests. All such tests and medical requirements are covered by this health policy for stress free treatment. Thus, careful consideration of different features is required when selecting an insurance plan from your health insurance company.