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Insurance Article

How can you get optimum coverage even with the cheapest health insurance plan?

November 28 2012

Getting a good cover is vital as an unfortunate event never informs before it occurs so it is wise to always think ahead and be prepared. A health insurance plan is the first step you take in that direction.

With the right health insurance plan you can secure the health of your family members along with yourself. The ICICI Lombard Complete Health Insurance policy gives you a comprehensive coverage. This policy allows you to insure your entire family (2 adults and 3 children) in a single plan, eliminating the need to have individual policies for each member. You do not have to face the hassles of keeping track of the premiums to be paid or renewal dates. Family health insurance plans can be certainly affordable as you have your whole family covered under just one policy.

This facility is better known as the floater benefit which lends a financial cushion if a family member has to be hospitalized. Also, you can have access to a network of about 4000+ cashless hospitals so that you can get the premium quality treatment for your beloved member. The sum insured that is stated in the policy can be used for one or more members until the policy expires. This policy covers the medical expenses you may have to pay as in inpatient when hospitalized for more than 24 hours like the surgeon’s fees, boarding/room rent charges, etc. It also takes care of the medical expenses incurred by the insured 30 days prior to and 60 days post hospitalization. This feature of family health insurance plans is certainly a wise choice and comes handy in the long run as it helps you keep your savings intact.

With the floater benefit of this plan, you can insure your infant child as small as 3 months old without any worries. This benefit also does away with the need to get a health check-up done for purchasing a policy. This benefit allows you to avail of a cashless claim in event of sudden hospitalization up to the sum insured in your policy. So, you can be relieved of having to put in efforts in arranging for the finances instead of being with your loved ones.

Thus, you can easily find the cheapest health insurance policies which can give you the maximum benefits as well.


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