Importance of buying a Health insurance is increasing as health insurance or mediclaim insurance policy covers you and your family members against sudden medical contingencies. Your health or mediclaim insurance policy is an agreement between you and the insurance company. Sometimes, it covers not only the expenses incurred during hospitalization but also the pre and post-hospitalization expenses.
If you are planning to purchase a health insurance policy to cover the health related risks of you and your family members, we suggest that you buy it online. Notable health or general insurance companies offer policies online, which give you instant coverage and other credible benefits. ICICI Lombard has been among the first few Indian insurance companies to make their insurance products available online.
ICICI Lombard has web-based systems to meet all pre and post-policy transactional needs of its customers. You can compare plans, get insurance quotes, buy, renew and keep a track of ICICI insurance policies online. The company also uses this web integration process with its channel partners to streamline its sales process.
With ICICI insurance, you get an instant quote for any health insurance product online. You can find out the health insurance premium rates with the help of this quote. You just need to register once. You can log in as many times you want to with the help of your user name and password. A digitally signed copy i.e. a soft copy of your policy will be available in your online account. You can access the same whenever you want and can take the print out of the same. The hard copy of your form will be sent to you within the next 2 to 3 working days.
Currently, there are a number of innovative policies offered by various insurance companies. Additionally, there are various add on schemes such as a free health check-up coupon, no interest EMI facility etc. Do check on all these to get a better deal. Also, prefer to buy your policy online. It is convenient with no paperwork involved and an instant policy is generated. Having a policy online make bit much easier to manage and renew it. This is a smarter way of buying an insurance policy because it is availed to you in minutes with much convenience and security.