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Insurance Article

Online purchase of health care insurance- Read more to know about the benefits

December 18 2012

Several health insurance companies are now exploring newer avenues to make information regarding their products available to a larger group of prospective buyers. With fast paced lives and wider availability of the internet in several parts of the country, online transaction has seen a steady ascent. Most notable is the boom in ecommerce which has proved a boon for insurance providers as well.

One of the biggest benefits of buying your health insurance policy online is the easy access to several plans for health care insurance and you read more about a gamut of policy products offered by insurance providers. This easy access to a multitude of health insurance quotes leads to better dissipation of information and you can easily select your plan depending on your convenience.

The benefits of online transaction are not limited to selection alone; you can also purchase your health insurance policy from your home within a few minutes. This new age method of purchase is a big plus over the conventional mode of policy purchase where you would have to meet the insurance agent, go through different insurance quotes and then buy your policy. Thus, you can buy your health insurance policy without having to set aside time for travel or meetings with insurance agents which can be a boon for those with extremely busy schedules.

When online, you only have to select the plan which best suits your requirements, fill in the required information, select the sum insured after which the premium payable for the selected policy is calculated with the online calculator. You can then select from one of the several modes of online payment like Net Banking, Debit or Credit Card to purchase your policy.

During online health insurance policy purchase, health insurance companies generally give a digital copy of your insurance policy almost instantly. This digital copy can serve as a handy backup to the hard copy of your document and can be accessed easily from any computing device with an internet connection.

ICICI Lombard offers several options on EMIs *for payment of premium amount when purchasing your health cover plan online. With this EMI facility, the premium amount is billed directly to your monthly Credit Card bill so that you never have to worry about missing the date for paying your health insurance premium. You can also renew your health insurance plan online and with a few clicks enjoy extended coverage of several health benefits as you insure yourself or your loved ones.

Disclaimer - The article contains general information on insurance. ICICI Lombard General Insurance Company Limited owes no liability nor holds any responsibility for any discrepancy in the information given above. ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation. IRDA Reg. No. 115

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