Health Insurance

Best Health Tips for Staying Healthy

Maintaining good health depends on daily habits such as balanced diet, regular exercise, proper sleep, hydration, and routine check-ups. The article also highlights common unhealthy habits and explains how consistent lifestyle choices support overall physical and mental well-being.

19 Apr 2026

Health Insurance

Out-Of-Pocket Maximum Vs Expenses in Health Insurance

Out-of-pocket expenses are costs paid by policyholders despite having insurance, while out-of-pocket maximum sets a spending limit in some policies. This article explains types of expenses, differences, examples, and how cost-sharing features affect overall medical spending in health insurance.

17 Apr 2026

Health Insurance

What First-Time Parents Should Know Before Welcoming a Baby?

First-time parents can prepare by organising baby essentials, understanding newborn care, and planning finances. Awareness of common mistakes and maintaining routines helps manage early challenges. Reviewing health insurance supports handling medical costs related to vaccinations, check-ups, and unexpected healthcare needs.

15 Apr 2026

Health Insurance

Consumables Coverage in Health Insurance Guide

Consumables in health insurance include single-use medical items often excluded from base policies. This article explains consumables cover, examples of items, associated costs, benefits of add-on coverage, claim process, and required documents to manage hospitalisation expenses more effectively.

14 Apr 2026

Health Insurance

Senior Citizen Card Online in India: Complete Guide

A senior citizen card is issued by some state governments to individuals aged 60 and above. It serves as proof of age for accessing benefits like travel concessions, healthcare support, and priority services, with defined eligibility, documentation, and application processes.

03 Apr 2026

Health Insurance

Medical History Form in Health Insurance: What You Need to Know

A medical history form records past illnesses, treatments, medications, allergies, and lifestyle details. It helps doctors plan treatment and insurers assess risk during policy approval. Accurate and complete information reduces errors and ensures proper documentation for healthcare and insurance use.

31 Mar 2026

Health Insurance

What is a Health Declaration Form?

A health declaration form captures details about medical history, lifestyle habits, and current conditions. Insurers use it to assess risk, calculate premiums, and define policy terms. Accurate information helps avoid claim issues and ensures transparency in policy issuance.

28 Mar 2026

Health Insurance

Can NRIs Buy Health Insurance in India?

NRIs can buy health insurance in India for themselves or family members. Policies cover treatment in India and require documentation, eligibility checks, and premium payments through authorised accounts. Terms include waiting periods, co-payments, and renewal conditions.

25 Mar 2026

Health Insurance

What is Pre Authorisation in Medical Billing?

Pre-authorisation is a verification step where insurers review treatment details before hospitalisation to confirm eligibility and coverage. It helps manage billing accuracy, assess medical necessity, and clarify potential expenses, enabling smoother claim handling and better financial planning during planned medical care.

09 Mar 2026

Health Insurance

Claim Repudiated vs Claim Rejected in Health Insurance

Claim rejection happens due to eligibility gaps or incomplete documentation, while repudiation results from policy breaches or non-disclosure found during investigation. Knowing the difference helps policyholders avoid errors, maintain accurate disclosures, and follow correct procedures when filing and managing health insurance claims.

07 Mar 2026