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Health insurance just got 18% cheaper – no GST applicable!

Cashless treatment at any
hospital of your choice

  • Freedom from network
    hospital restrictions

  • Industry-first 'Anywhere
    Cashless' facility

  • Avail via the IL
    Take care app

Millions of Indians love us because

  • Anywhere-Cashless-hospitalisation
    Cashless Everywhere hospitalisation*

    Cashless hospitalisation in any hospital

  • IL-take-care-app
    IL Take Care app

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Anywhere Cashless

Anywhere Cashless

Welcome to a new era of convenient and stress-free medical care. Cashless Everywhere hospitalisation allows you to choose any hospital for your treatment without worrying about ICICI Lombard hospital network limitations.

Freedom from network hospital limitations:

We believe network limitations should never restrict your treatment. Cashless Everywhere allows you to choose any hospital you want for your treatment without worrying if it's an approved network hospital by us. This service lets you decide which hospital is best for you, whether near your home or a specialised facility you trust. Available pan-India, so if you're in your hometown or travelling to another city, you can still get cashless treatment if the hospital you prefer accepts it.

Freedom from network hospital limitations
Your preferred hospital, your choice

Your preferred hospital, your choice

Availing of cashless hospitalisation with Cashless Everywhere is quick and straightforward. All you need to do is inform us through our ILTC app when hospitalisation is required. Our dedicated team will guide you through the process. Once you've chosen the cashless benefit, you can experience the convenience of a hassle-free discharge from the hospital without the burden of upfront payments.

With Cashless Everywhere, you can bid farewell to the hassle of reimbursement processes and complex paperwork. This seamless cashless experience ensures you can concentrate on your recovery rather than worrying about insurance-related matters.

Advantages of choosing Cashless Everywhere hospitalisation

Choosing Cashless Everywhere comes with a pack of benefits. Our service lets you focus entirely on your recovery and well-being, knowing that your hospitalisation expenses are covered.

One of the most significant advantages of Cashless Everywhere is that it allows you to receive treatment without worrying about upfront payments. Unlike traditional health insurance plans that require you to pay a deposit or make payments during discharge, Cashless Everywhere eliminates these out-of-pocket expenses. This means you can focus solely on your & your family's well-being, knowing that your family health insurance will cover the costs directly.

If you opt for Cashless Everywhere hospitalisation, you can be confident you won't need to go through a complex reimbursement process or deal with complicated insurance coordination. Collecting medical records & documents post-hospitalisation can often be very tiring and cumbersome.

Advantages of choosing Cashless Everywhere hospitalisation
How to avail of the ICICI Lombard Cashless Everywhere hospitalisation service?

How to avail of the ICICI Lombard Cashless Everywhere hospitalisation service?

This ICICI Lombard service can be availed with all our health insurance policies. Below are the steps to be followed to raise a request for Cashless Everywhere hospitalisation:

1
Inform us before hospitalisation

For a planned hospitalisation, inform us at least 48 hrs. prior. Use the IL Take Care app to tell us your plan to get hospitalised.

2
Choose Cashless Everywhere

Inside the IL Take Care app, please select the Services we offer tab and choose the Health Assistance option for Cashless Everywhere.

3
Easy discharge

Once your treatment is done, you can leave the hospital without paying any money at the time of discharge, based on the terms and conditions of your insurance policy.

Remember that the availability of the Cashless Everywhere facility may depend on individual hospital terms & conditions and if they accept the cashless facility policy. It's a good idea to contact ICICI Lombard if you need help finding where to go.

Also, make sure to read and understand the terms and conditions of your policy, or you can contact ICICI Lombard directly for more information and guidance on how to use the Cashless Everywhere facility.

    
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