Updated on - 10 Feb 2026
If you own a car in India, having valid insurance is not just a choice; it’s a legal requirement. Many people often forget when their policy is due for renewal or are unsure if it is still active. The good news is that you don’t need to visit an office or go through long paperwork anymore. Today, you can quickly check your car insurance status online from anywhere.
This blog will help you understand step by step how you can do it in 2025. It’s simple, fast, and ensures you always stay safe and worry-free on the road.
Why is it important to know your car/vehicle insurance status?
You must know your vehicle insurance status for the following reasons:
- It is illegal to drive a car without valid motor insurance. It can attract huge penalties.
- An expired policy won’t cover you for third-party liabilities and own damage.
- An up-to-date insurance policy allows you to make claims simply when needed.
How to check car insurance validity?
Checking the validity of your car insurance is essential to ensure you’re protected against liabilities and comply with legal requirements. There are several ways, online and offline, to check your vehicle insurance validity.
How to check vehicle insurance status online on parivahan sewa?
Go to the Parivahan Sewa portal of the Indian government. It is made for easy and quick renewal and checking of vehicle insurance.
- Go to the Parivahan e-service
- Tap on "know your vehicle details"
- Share your car registration number and then tap on the "search vehicle" option.
- The displayed result will include all relevant information about your vehicle, including the insurance expiration date.
How to check car insurance status online on the mParivahan mobile app?
To use the mParivahan app, follow these steps-
- Download the application from Google Play or Apple Store.
- Go to the app and register with your mobile number
- Enter the vehicle registration details
- You will find your vehicle details along with the insurance status
How to check car insurance status online on the IIB portal?
To check your car insurance status on the IIB (Insurance Information Bureau of India) portal, do the following:
- Go to the official website of IIB
- Go to the quick links displayed on the homepage and choose "V-Seva".
- After clicking the link, the Accident Vehicle Information Retrieval System webpage will appear on the screen
- Next, fill in the information such as the registered mobile number, registration number, and a few other details
- Always double-check the information before clicking the "Submit" button.
- The insurance status will be displayed on your computer screen.
How to check car insurance status online at the RTO?
To check the car insurance online on the RTO website, follow these simple steps-
- Visit your state’s RTO official website.
- Enter the vehicle registration number.
- Request for the insurance details
- Take a printout of the details and save them for future use.
How to check car insurance status online on ICICI Lombard?
Simply follow the steps mentioned below:
- Go to the ICICI Lombard website
- Navigate to the car insurance page and enter your vehicle's registration number, registered mobile phone number, and email address
- Click the "Submit" button
- Your insurance information will be displayed on the screen
Documents required to check car insurance status online
To check your car insurance status online, you usually need your car registration number, policy number, or mobile number linked with the policy. You may also need your ID proof details. Keep these documents ready before starting.
How to check vehicle insurance status offline?
To check the insurance status offline, you can try these options-
- Visit the insurance provider’s office with policy details and your vehicle’s registration certificate (RC).
- Contact the customer care department of the insurance provider.
- Visit the nearest RTO office.
Why is it important to renew car insurance on time?
Renewal of car insurance on time is important because-
- It protects from any lapse or policy expiration.
- Timely renewal saves money on extra charges or expenditures when your vehicle is not protected by insurance.
- You may lose the No Claim Bonus (NCB) in case of a delay in updating your insurance.
Impact of lapsed car insurance on driving legally in India
If your car insurance lapses in India, you cannot drive legally. Without valid insurance, you face heavy fines, legal trouble, and no financial coverage in accidents. Renew on time to stay protected and avoid breaking the law.
Tips to avoid insurance fraud in India
To avoid insurance fraud in India, you should check policy details carefully:
- Never share OTP or documents with strangers
- Buy only from trusted agents or official websites
- Keep all records safe
- Always report anything suspicious immediately.
How to contact your insurance provider for policy status
You can contact your insurance provider to check your policy status by calling their customer care number, sending an email, or using the company’s official website or mobile app. Keep your policy number ready for quick help.
Common issues faced while checking car insurance status online and how to resolve them
You may face issues like wrong details, slow websites, login errors, or policies not showing while checking car insurance status online. To resolve them, recheck details, clear cache, try again, or contact customer support.
Conclusion
Checking your car insurance status online in India is simple and quick. By visiting official portals like the IIB or using your insurer’s website or mobile app, you can instantly know your policy details, validity, and coverage. You just need basic information like your vehicle number or policy number to get started. Doing this regularly helps you stay updated, avoid lapses, and ensure your car is always protected. Having at least third party car insurance is very important to feel secure, and to learn more about it, you can fill the form below, and talk to our experts who will help you select the plans that suit your needs.
FAQ
1. How can you check your car insurance status online in India?
You can check your car insurance by visiting the insurer’s website or the IRDAI portal and entering your vehicle number.
2. Do you need any documents to check your car insurance online?
You only need your vehicle registration number to see the insurance details online.
3. Can you check if your car insurance is valid instantly?
The online portals show your insurance status immediately after you enter your vehicle details.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.