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Check Car Insurance

Q: Is it legal to drive a new car without insurance?

No, it isn’t legal to drive a new car without insurance. If caught, as a first-time offender, you need to pay a fine of ₹2000. If you are caught the second time, the amount increases to ₹4000 with potential chances of imprisonment too.

Car insurance starting @2094/y^B

This amount refers to the TP rates only

Check Car Insurance

Car insurance starting @2094/yr^B

This amount refers to the TP rates only

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Check Car Insurance

Having a valid car insurance isn’t just a legal requirement – it serves as a safety net against untoward incidents. Therefore, it is important to check your car insurance validity. Thanks to digitalisation, with just a few clicks, you can easily check car insurance status online to ensure uninterrupted coverage. Avoid penalties, stay protected and drive worry-free by keeping track of your vehicle insurance status online.

What is the Validity of a Car Insurance Policy?

The validity of a car insurance policy is the period during which your policy is active and offers coverage. Typically, car insurance policies in India are valid for one year. However, you can opt for long-term car insurance plans that are valid for up to three years. The validity starts from the date of policy issuance and ends on the expiry date mentioned in the policy document.

How to Check Car Insurance Validity?

You can find out about the validity of your car insurance online or offline. The online method is quicker and more convenient.

Various Ways to Check Car Insurance Online

You can check car insurance online through various ways, including:

Parivahan Sewa portal
mParivahan app
Vahan portal
IIB portal
RTO website

What are the benefits of renewing your car insurance online?

How Does ICICI Lombard Car Insurance Work

How to Check Vehicle Insurance Status Online on Parivahan Sewa?

To check vehicle insurance status online on the Parivahan Sewa portal:

Visit the Parivahan Sewa portal
Choose ‘Know Your Vehicle Details’ from the Informational Services dropdown
Create an account by feeding in your mobile number and the captcha
Enter your car’s registration number and the verification code
Click on ‘Search Vehicle’ to check your car insurance status along with your car’s detail

How to Check Car Insurance Details Using the mParivahan App?

To check car insurance status online through the mParivahan app:

Download the mParivahan app on your phone from Play Store or the App Store
Choose your preferred language in which you want to continue in the app and click on ‘Continue’
You’ll be redirected to a dashboard with two options to check car insurance status - car registration number or driving license
Input either and click on the ‘Search’ option
Sign in with your registered mobile number to check your car insurance status

Check Car Insurance Status Online on VAHAN

To check car insurance status online on the VAHAN portal:

Visit the official website of VAHAN e-services
Click on ‘Know Your Vehicle Details’ from the menu on top
Feed in your registered mobile number and captcha to create an account
Input your car’s registration number and the verification code
Click on the ‘Search Vehicle’ option to know the status of your policy

How to Check Vehicle Insurance Status Online on the IIB Portal?

To check vehicle insurance status online on the IIB portal:

Visit the official website of IIB
Choose login from the ‘Motor’ dropdown
Login using your user name and password to know the status of your car insurance along with other details

Check Car Insurance Status at the RTO

Though the specifics may differ across RTOs, the general steps to check car insurance status online through the RTO website are as follows:

Visit the website of your RTO
Select ‘Vehicle Related Services’
Click on ‘Know Your Vehicle Details’
Fill in your car’s registration number, chassis number and engine number
Enter the captcha and submit the details to know the status of your car insurance status

How to Check Car Insurance Expiry Date Online on ICICI Lombard?

If you’ve purchased car insurance from ICICI Lombard, you can check its status online through our website. To do so:

Visit the ICICI Lombard website
Choose ‘Car Insurance’ from ‘Motor Insurance’ dropdown
Enter your vehicle’s registration number, mobile number and email
Click on the ‘Submit’ button to know the status of your policy

Check Car Insurance Status Offline

To check car insurance status offline, visit your regional transport office (RTO) and provide your vehicle’s registration number to know the policy’s validity.

Why is it Important to Check Your Vehicle Insurance Status Online?

Vehicle insurance status check online is not just a routine task but a smart move that saves you from unexpected hassles. Here’s why checking it online is crucial:

Stay Legal and Stress-Free

Driving with an expired or invalid insurance policy is a punishable offence under the law. Checking your policy status ensures you stay compliant with traffic laws and avoid penalties.

Offers Financial Cushion

Accidents can happen anytime. Knowing your policy is active gives you peace of mind and financial security during untoward incidents.

Plan Renewals on Time

Tracking the status of your insurance online ensures you don’t miss renewal deadlines. It helps you maintain continuous coverage and avoid last-minute panic.

Why Timely Renewal of Your Car Insurance Policy is Crucial?

Timely renewal of your car insurance policy is crucial as it helps you:

1

Stay Covered, Always

Letting your policy lapse leaves you vulnerable to financial risks. If an accident happens during this gap, you’ll bear all the expenses, which could burn a hole in your pocket.

2

Avoid Legal Hassles

Driving without valid insurance is illegal. Renewing on time saves you from penalties and keeps you stress-free on the road.

3

No Claim Bonus (NCB) Protection

Timely renewal can help you preserve your NCB discount. A lapsed policy could mean starting over and losing this benefit.

Car insurance blog articles

Driving Licence Renewal In Karnataka: Complete Guide

Learn how to renew your driving licence in Karnataka both online and offline. Covers steps, documents required, fee structure, grace period, and how to track your renewal status.

03 Jun 2025

Driving Licence Renewal in Mumbai: Complete Guide

This article outlines how to renew your driving licence in Mumbai, covering the online and offline procedures, required documents, fee structure, grace period, and application status check.

03 Jun 2025

Driving Licence Renewal In Hyderabad: Complete Guide

Find out how to renew your driving licence in Hyderabad through the official portal, with steps for online renewal, document submission, fee payment and status updates.

03 Jun 2025

FAQs on check car insurance status online

Is it legal to drive a new car without insurance?

How can I check which insurance I currently have?

Go through the policy documents to know the insurance you’ve. The insurer’s name and policy details are available on the documents. Alternatively, you can check with your insurer by providing the policy number to know the details.

How do I check details of an old insurance policy online?

Visit your insurer’s website to check the details of an old policy. You need to enter the policy number to check the details. Insurers generally maintain record of all the policies you’ve with them.

How can I check the status of my car insurance claim?

Your insurer will send regular updates on the status of your claim. Alternatively, you can visit your insurer’s website and know the status by entering your claim or acknowledgement number.

What are the consequences if my car insurance is not renewed?

If you don’t renew your car insurance, you will no longer be covered for any damages, accidents, or theft. Additionally, driving without valid insurance is illegal, which can lead to fines and even imprisonment.

What’s the validity of a car insurance policy?

Generally, a car insurance policy is valid for one year from the date of purchase. If, however, you’ve purchased a long-term insurance plan, the validity is three years.

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Got questions? Let's talk! Share your contact details and we'll give you a call.

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Check Car Insurance

Check Car Insurance

Car insurance starting @2094/yrB

Check Car Insurance

What is the Validity of a Car Insurance Policy?

How to Check Car Insurance Validity?

Various Ways to Check Car Insurance Online

How to Check Vehicle Insurance Status Online on Parivahan Sewa?

How to Check Car Insurance Details Using the mParivahan App?

Check Car Insurance Status Online on VAHAN

How to Check Vehicle Insurance Status Online on the IIB Portal?

Check Car Insurance Status at the RTO

How to Check Car Insurance Expiry Date Online on ICICI Lombard?

Check Car Insurance Status Offline

Why is it Important to Check Your Vehicle Insurance Status Online?

Stay Legal and Stress-Free

Offers Financial Cushion

Plan Renewals on Time

Why Timely Renewal of Your Car Insurance Policy is Crucial?

Stay Covered, Always

Avoid Legal Hassles

No Claim Bonus (NCB) Protection

Car insurance blog articles

Driving Licence Renewal In Karnataka: Complete Guide

Driving Licence Renewal in Mumbai: Complete Guide

Driving Licence Renewal In Hyderabad: Complete Guide

FAQs on check car insurance status online

Is it legal to drive a new car without insurance?

How can I check which insurance I currently have?

How do I check details of an old insurance policy online?

How can I check the status of my car insurance claim?

What are the consequences if my car insurance is not renewed?

What’s the validity of a car insurance policy?

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Car insurance starting @2094/yr^B