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Common Mistakes To Avoid When Going Abroad For Studies

This article outlines seven common mistakes students make when studying abroad, from poor budgeting to lack of emergency plans, and emphasizes the protective role of student travel insurance.

  • 16 Feb 2026
  • min read
  • 5 views

Planning to study abroad is one of the most exciting and life-changing decisions a student can make. New culture, academic opportunities and personal growth await—but so do challenges and potential pitfalls. Many students make the same mistakes, often due to a lack of preparation or overconfidence. The good news is that most of these mistakes are easily avoidable with the right guidance 

List of 7 common mistakes to avoid when travelling abroad for education 

A student's sojourn in the host country encompasses much more than the journey of a normal traveller. Your international experience as a student can be made memorable by avoiding these 7 common mistakes while going abroad: 

  1. Having no knowledge about the host country

Spending time in a country that has different customs could be a daunting task in itself. You can make your stay abroad more comfortable, by knowing about the culture, language, climate, local laws and other country-specific information 

  1. Being bound by your comfort zone

Overcoming your apprehensions and making new friends at your university is not easy. Hence spending time with others from your home country seems more natural and enjoyable. However, you need to step out of your comfort zone, as being bound by it takes away the opportunity to meet local people, build acquaintances or forge connections. 

  1. Being unprepared for emergencies

Nothing can be worse than not being adequately prepared to tackle emergencies. You should devise smart contingency plans to protect yourself from mental stress and financial loss. This way, you can easily manage glitches relating to illness, accident, legal liability or even interruption of study period. 

  1. Not intimating your credit card company

While abroad you can use a credit card for your daily needs, thus avoiding the hassle of handling foreign currency. It is beneficial to opt for cards that do not charge international transaction fees. However, paying through cards can become tricky if you do not inform the credit card company about your travel plan and duration of stay, before going abroad. Companies without information on the user's location might suspend the card on the grounds of suspicious activity. 

  1. Not making budgets

Planning for expenses like travel, food and weekend sightseeing trips is a must. Budgeting for the week and the month helps you to make informed decisions. A budget also guides you to create funds for important things that you would like to do. 

  1. Over engaging in social media

It is crucial to connect with friends from back home. However, being over-involved on online social media platforms can rob you of the chance to experience campus life or be part of student activities. You need to seek enriching options to address homesickness as well as to stay focussed. 

  1. Being uninformed about current affairs

Not keeping track of the major events that make news at home and abroad can pose a challenge for your safety. Public demonstrations, political hostility and international affairs can have an acute bearing on your stay abroad. 

Overcoming such mistakes can make your stay abroad rewarding. You can also minimise your emotional trauma and safeguard yourself from financial losses by opting for tailor-made insurance plans.

Role of travel insurance for students travelling for studies 

Travel insurance is not just an optional safety net, it is a necessity. Many countries even require proof of travel or health insurance as part of the student visa process

Here’s why student travel insurance matters: 

  • Medical coverage: Covers emergency hospital visits, consultations and even repatriation if needed. 
  • Loss or delay in baggage: Compensates for essentials if your checked-in baggage is delayed or lost. 
  • Flight cancellation or delay: Helps cover costs incurred due to missed connections or last-minute changes. 
  • Passport loss: Supports you in getting replacements and managing costs. 
  • Personal liability: In case you accidentally cause damage or injury to someone and are held legally responsible, the policy will protect you. 
  • Emergency family visits: Some policies cover the cost for a family member to visit in case of your hospitalisation. 

Opting for single-trip travel insurance is ideal if you're going abroad for a short-term course. For longer durations, consider a student-specific plan with extended coverage. 

FAQs

1. Is travel insurance mandatory for studying abroad?

It depends on the country. For example, countries like Germany, Canada and Australia often require proof of travel or health insurance for visa approval. 

2. Can I buy single-trip travel insurance for a semester abroad?

Yes. If you’re going for a short-term programme, single-trip travel insurance can be a cost-effective and adequate choice. 

3. What documents do I need before going abroad to study?

A valid passport, student visa, admission letter, academic transcripts, health records, proof of accommodation and travel insurance are some essentials. 

4. When should I apply for my student visa?

Ideally, apply at least 3–4 months before your intended departure to account for processing times and unexpected delays. 

5. Can travel insurance help if I lose my passport abroad?

Yes, most travel insurance policies cover passport loss, helping you with re-issuance procedures and associated costs. 

Conclusion

Studying abroad is a dream, but turning it into a reality requires careful planning and smart decisions. Avoiding some common mistakes can make your international education journey smooth and enriching. Whether you choose a single-trip travel insurance plan or a long-term student policy, make sure you're protected. Study smart, travel confidently and step into your global academic adventure with confidence. 


Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

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