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Is A Pan card Required For Car Insurance

According to IRDAI regulations, providing a PAN card is mandatory for car insurance. Along with other KYC documents like identity proof and vehicle registration, it ensures customer verification, fraud prevention, and regulatory compliance in policy issuance.

  • 23 Dec 2024
  • 4 min read
  • 88 views

Yes, identity proof like a PAN card, Aadhaar card, or voter card are part of the documents needed to complete the Know Your Customer (KYC) process for car insurance. Recently, the Insurance Regulatory and Development Authority of India ((IRDAI) implemented new rules for KYC in car insurance. 

This article explores PAN card is mandatory for car insurance? in more detail below.

Identity Proof Required For KYC of Individuals

Many ask, ‘Is a PAN card required for car insurance?’ Note that alongside the PAN card, other documents you need to provide to complete the KYC procedure may include:

  • Identity proof
  • Driving licence
  • Passport photo
  • Proof of residence
  • Car registration number
  • Car registration certificate
  • Credit or debit card information
  • Existing car insurance policy number
  • Any other document the insurer may ask for

Conclusion

The KYC process is important in car insurance. It helps verify the customer’s identity and prevent fraud. It also ensures compliance with regulations. Based on the IRDAI regulation, insurance companies must follow KYC procedures whenever they issue any form of general insurance policy to customers.

 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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