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  • Is Liposuction Covered by Insurance?

    by iciclombard 01 | Dec 04, 2023

    Most people have one common question regarding their insurance: is liposuction covered by insurance? Liposuction is a popular cosmetic procedure. It can help individuals achieve their desired body contours by removing excess fat. In this blog, we will answer your question explore the intricacies of insurance coverage for liposuction and provide insights into factors that can influence it.

     

    Is Liposuction Covered by Health Insurance?

    Let us understand health insurance coverage and whether is liposuction covered by health insurance. Insurance providers typically extend coverage to procedures that are deemed medically essential. It implies that the procedure must be required to treat a medical condition and contribute to the patient's overall health improvement. In the case of liposuction, it is generally not regarded as medically necessary since its primary purpose is cosmetic enhancement. Here are some key points to consider when it comes to insurance coverage for liposuction:

    • Medical Necessity

    Insurance companies typically cover medically necessary procedures to treat a medical condition and improve a patient's health. Liposuction, primarily a cosmetic procedure, is not considered medically necessary in most cases.

    • Type of Liposuction Procedure

    Some insurance companies may consider coverage for specific liposuction procedures, particularly those intended to correct deformities or relieve pain. However, coverage for purely cosmetic liposuction is uncommon.

    • Insurance Plans

    The availability of insurance coverage for liposuction may vary based on the type of insurance plan. For example, Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Point-of-Service (POS) plans, and traditional indemnity plans may have differing policies regarding liposuction coverage.

    • Pre-Authorization

    If your insurance plan potentially covers liposuction, it often requires pre-authorization before scheduling the procedure. It means you must obtain approval from your insurance company by providing specific details about the procedure and its medical necessity.

    • Policy Limits and Exclusions

    Insurance policies may have specific limits, exclusions, or conditions related to liposuction coverage. It's essential to thoroughly review your policy to understand these details.

  • Signs and Symptoms of Diphtheria

    by iciclombard 01 | Dec 04, 2023

    Diphtheria is quite a common health condition . It is a bacterial infection that primarily affects the mucous membranes located in the nose and throat. Though it is now rare in developed countries due to widespread vaccination, Diphtheria remains a concern in areas with limited healthcare access and vaccination options. Understanding what are the symptoms of Diphtheria is essential for early detection and prompt treatment. In this blog, you can explore the key symptoms associated with Diphtheria.

     

    What are the Symptoms of Diphtheria?

    Signs and symptoms of Diphtheria typically appear 2 to 5 days after infection and may include:

    • Thick Grey Membrane

    A hallmark sign of Diphtheria is the presence of a thick, grey membrane that covers the throat and tonsils.

    • Sore Throat and Hoarseness

    Patients often experience a sore throat accompanied by hoarseness.

    • Swollen Glands

    Enlarged lymph nodes in the neck, known as swollen glands, are a common symptom of Diphtheria.

    • Breathing Difficulty

    Some individuals with Diphtheria may have trouble breathing or exhibit rapid breathing patterns.

    • Nasal Discharge

    Nasal discharge, often a foul odour, can be observed in diphtheria cases.

    • Fever and Chills

    Patients may develop a fever and experience chills.

    • Tiredness

    Fatigue and weakness are frequent symptoms associated with Diphtheria.

  • Symptoms of High Testosterone in Men

    by iciclombard 01 | Dec 04, 2023

    You probably know that testosterone is the primary male sex hormone. It plays a crucial role in men's health, including muscle mass, libido, and mood. However, when testosterone levels rise beyond normal ranges, it can result in a series of noticeable symptoms and potential health risks. In this blog, we will learn about the signs of high testosterone in a man.

     

    What are the Signs of High Testosterone in a Man?

    Here are the signs of high testosterone in a man as it can manifest in several distinct ways:

    • Acne:

    Elevated testosterone can stimulate sebum production, leading to frequent acne breakouts, particularly on the face, chest, and back.

    • Aggressive or Risk-Taking Behaviours

    Men with high testosterone may exhibit heightened aggression, increased irritability, and a propensity for risk-taking activities.

    • Excessive Body Hair

    High testosterone levels can result in hirsutism, causing men to develop excessive body and facial hair growth.

    • Headaches

    Frequent headaches are a potential symptom of elevated testosterone.

    • Heart or Liver Problems

    High testosterone has been associated with liver issues, including hepatic adenomas, and can contribute to cardiovascular problems.

    • High Blood Pressure

    Elevated testosterone levels have been linked to hypertension, which can increase the risk of heart disease and stroke.

    • Libido

    A heightened libido is a common symptom of high testosterone.

    • Increased Appetite

    Men with elevated testosterone levels may experience a stronger appetite, which can lead to weight gain.

    • Infertility

    High testosterone can negatively impact sperm production, leading to infertility issues.

    • Insomnia

    Sleep disturbances and insomnia can be associated with high testosterone levels.

    • Low Sperm Count

    Elevated testosterone may reduce sperm count, making conception more challenging.

  • Symptoms of Croup disease

    by iciclombard 01 | Dec 04, 2023

    Croup is a respiratory disease, also known as laryngotracheobronchitis, that affects young children. Viral infections such as parainfluenza RSV, measles, adenovirus, and influenza are the most common cause of the condition that causes swelling of the child’s voice box (larynx) and windpipe (trachea), due to which the airway below their vocal cords become narrow and makes breathing noisy and difficult. Croup disease is most common in babies and children between 3 months to 5 years of age. In this article, we’ll explore the main Croup symptoms.

     

    What are the Symptoms of Croup?

    Listed below are Croup signs and symptoms:

    • Loud barking cough that worsens by crying and coughing
    • Common cold symptoms like running and stuffy nose
    • Conjunctivitis
    • Hoarse voice
    • Retractions in which the child has sucking in the skin around the ribs and on top of the breastbone
    • Swollen lymph nodes
    • Redness in the eyes
    • Cyanosis in which a child has blue-tinged skin
    • Difficulty swallowing
    • Acid reflux
    • Allergies
    • Cyanosis, where the child has blue-tinged skin around the nose, mouth, and fingernails
    • Noisy and heavy breathing.
  • Symptoms of Cerebral Palsy

    by iciclombard 01 | Dec 04, 2023

    Cerebral palsy is a group of conditions impacting movement and posture. It's caused by damage that has occured to a child's developing brain. The word “cerebral” refers to the workings of the brain, and "palsy" referes to issues with using the muscles. Cerebral palsy is a disability commonly seen in young children that occurs as a result of damage to the brain during fetal development. The signs and symptoms of cerebral palsy show up early in childhood and also affect a child’s vision, hearing, and sensation. Let us explore the main cerebral palsy symptoms.

     

    What are the Symptoms of Cerebral Palsy?

    The main signs and symptoms of cerebral palsy include:

    • Head size differences: A child with cerebral palsy can have an unusually small head (microcephaly) or an unusually large head (macrocephaly), which is one of the main cerebral palsy signs.
    • Irritability: Babies with the condition of cerebral palsy may seem to be fussy or irritated
    • Lack of interaction: Babies and children with cerebral palsy may not interact or react with people around them.
    • Hypotonia: It is a condition which develops when there is a lack of muscle tone and a floppy-like appearance.
    • Delayed development: Children with cerebral palsy often have delays in reaching some expected developmental milestones because of slow development in motor skills such as rolling over, sitting up alone, or crawling affected by the brain cells
    • Difficulty walking
    • Spasticity or stiff muscles
    • Ataxia condition showing lack of muscle coordination
    • Involuntary movements
    • Delays in speech development
    • Difficulty swallowing
    • Neurological problems like seizures, intellectual disabilities, and blindness
  • How To Open A Blocked Nose With Home Remedies?

    by iciclombard 01 | Dec 04, 2023

    Nasal congestion is the feeling of a blockage or obstruction in your nasal passages. Infections such as the common cold, flu or sinusitis, as well as allergies, can make your nose feel both stuffy and runny. On top of that, irritants like tobacco smoke, perfumes, dust, and car fumes in the air can also lead to these symptoms. Some people go through persistent nasal congestion and excessive nasal discharge. This condition is called non-allergic rhinitis or vasomotor rhinitis. Dealing with a stuffy nose can be a bothersome experience, but luckily, there are several simple ideas on how to open a blocked nose with home remedies that can instantly provide relief from this uncomfortable condition.

     

    Home remedies to open a blocked nose

    The following are some of the popular ideas on how to open a blocked nose at home.

    • Steam inhalation can be a reliable method to provide relief. For this method, you need to lean over a bowl of hot water with a towel over your head to inhale the steam. However, nowadays, you have the convenience of modern steamers that offer the same benefits. To enhance the experience, consider adding antiseptic herbs like peppermint seeds to the water. Repeat this process 2-3 times a day for optimal relief.
    • Applying gentle heat to the outside of your nose helps reduce inflammation and opens up the nasal passages. By targeting the swelling in your nostrils and sinuses, the warm compress offers much-needed relief.
    • Ginger, with its impressive anti-inflammatory properties and antioxidants, is a great solution against nasal congestion. You can use ginger to create a compress by boiling ginger pieces in 2 cups of water. Soak a fresh washcloth in the ginger-infused water and place it on your face for about 15 minutes. Alternatively, sipping on ginger tea three times a day can also provide quick relief from a stuffy nose.
    • Honey is one of the most popular remedies to open a blocked nose at home. It's soothing for your nasal passages and can help reduce the build-up of mucus. Mixing two tablespoons of honey with lukewarm water creates a solution that effectively clears nasal passages. Additionally, adding honey to milk or tea can further ease your symptoms.
  • Which are the best exercises for sciatica?

    by iciclombard 01 | Dec 04, 2023

    Dealing with the throbbing discomfort of sciatica can feel like a constant battle. But there is a silver lining — targeted exercises can play a significant role in alleviating sciatica pain. Sciatica is pain along the sciatic nerve, a pathway from the lower back to the feet. It arises from nerve compression, causing sharp pain down the leg. In this article, we will see five effective exercises for sciatica that can bring you relief during those painful moments.

     

    Best exercises for sciatica

    So let’s look at the best exercises for sciatica pain:

    • Knee to chest stretch
    • Child's pose
    • Piriformis stretch
    • Cat-cow stretch
    • Standing hamstring stretch 

     

    1. Knee to chest stretch

    The knee-to-chest stretch can provide soothing relief for sciatica. Begin by lying on your back, then gently bring one knee near your chest while keeping the other leg straight. Hold this position for 20 to 30 seconds, feeling a stretch in your lower back and buttocks. Alternate legs and repeat a few times. 

    This stretch helps elongate the muscles of the lower back and buttocks, releasing tension and pressure on the sciatic nerve. Regularly practising this exercise can promote flexibility in the lower back, reducing the strain on the sciatic nerve and potentially minimising sciatica discomfort.

    2. Child’s pose

    The child’s pose is known for its ability to relax and gently stretch the muscles of the lower back, hips and spine. Start on your hands and knees, then sit back on your heel while stretching your arms forward. Feel the stretch along your spine and buttocks. Hold for 20-30 seconds and repeat a few times. 

    While doing a child’s pose, you create space in the lower back region. This elongation can help alleviate compression on the sciatic nerve and reduce radiating pain. This yoga-inspired pose can help release lower back tension and promote relaxation. 

    3. Piriformis stretch 

    This stretch is a critical player in alleviating sciatica pain by directly targeting the piriformis muscles (present in the deep gluteal muscles). While lying on your back, cross one ankle over the opposite knee, then gently pull the lower knee towards your chest. You will feel a stretch in the buttocks and outer hips. Hold for 20-30 seconds and switch sides.

    The piriformis muscles run near the sciatic nerve and you may experience  irritation and discomfort when they tighten. Stretching these muscles can help release the pressure on the sciatic nerve, providing relief from radiating pain.  

    4. Cat-cow stretch

    The cat-cow stretch focuses on the flexibility and mobility of the spine and is one of the most effective stretches for sciatica. This movement can indirectly promote healthy spine alignment and reduce tension in the lower back. Begin on your hands and knees, then arch your back upwards like a cat, and lower it while lifting your head like a cow. 

    The arching and rounding of the back during the stretch can gently massage the muscles along the spine, potentially reducing pressure on the static nerve. Over time, improved spinal mobility can contribute to the reduction in sciatica discomfort.

    5. Standing hamstring stretch

    Tight hamstrings can lead to sciatica pain by pulling on the pelvis and affecting lower back alignment. The standing hamstring stretch targets these muscles, promotes flexibility and reduces tension. 

    For a hamstring stretch, stand straight and place one foot on a slightly elevated surface like a step. Keep your leg straight and lean forward from your hips until you feel a stretch in the back of your leg. Hold for 20 -30 seconds and switch legs. This is the best exercise for sciatica that targets the hamstring and alleviates pressure on the sciatic nerve.

     

  • List of Cashless Network Hospitals in Lakhimpur, Assam

    by icicilombard 002 | Dec 04, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Lakhimpur, Assam

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Nagaon

    by icicilombard 002 | Dec 04, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Nagaon, Assam

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Kokrajhar

    by icicilombard 002 | Dec 04, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Kokrajhar, Assam

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Jorhat

    by icicilombard 002 | Dec 04, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Jorhat, Assam

    Explore ICICI Lombard’s health insurance policies :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Hojai

    by icicilombard 002 | Dec 04, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Hojai, Assam

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • Avail of monetary and medical benefits with an individual mediclaim Insurance policy

    by icicilombard 002 | Dec 01, 2023

    Medical aid has become a costly affair but it is extremely essential for the ailing individual to ensure complete recovery. However, arranging for bills single-handedly is likely to cause panic and loss of savings when footing large treatment bills. It is in situations like these that a mediclaim insurance policy will come to your rescue and offer respite during such trying times.

    When opting to buy insurance policy for yourself, you must carefully consider the policy offerings so as to enjoy maximum benefits when faced with a medical emergency. You must ensure that the policy that you plan to opt for offers coverage for different types of treatments. The policy must also clearly state the types of ailments and diseases covered under the mediclaim policy. It should also mention if the policy offers coverage for ailments or hospitalisation cost due to accidents or mishaps.

    For insuring a single person, many health insurance companies offer individual health insurance policies that help financially during an unexpected medical exigency. The Personal Protect policy offered by ICICI Lombard provides relief by offering medical security to the insured individual when faced with a medical emergency. According to this mediclaim policy, coverage is offered in case of death due to mishaps occurring due to natural calamity, rail or road accident and terrorist acts.

    This policy has a large sum insured that paid to the family of the insured individual if his demise occurs within the policy period. The financial assistance offered by this policy helps to keep financial crisis at bay especially if the family has lost the sole breadwinner in the accident. Coverage for severe injuries is also offered by this mediclaim insurance policy that could occur during an accident or mishap. Permanent loss of functioning of the hands, eyes or feet makes the insured person eligible to receive financial aid with the sum insured amount. In case the insured person is unable to remain gainfully employed due to the severity of his injuries, then the complete sum insured is awarded to reduce financial crisis for the family.

    To purchase this policy, no medical checkup is required which enables you to purchase this policy almost instantly. This policy can also be purchased for the elderly members of your family who are below 80 years of age.

    Thus, medical assistance and financial aid offered to the insured individual will enable you to offer optimal medical aid when faced with an exigency.

  • Transformative Healthcare Initiatives: A Look at Key Achievements

    by icicilombard 002 | Dec 01, 2023

    Some major progress made by the 3-year-old government in the sphere of healthcare

    The UPA-led Congress Government witnessed their worst defeat in the general elections of 2014 and India got a fresh new start. The NDA government targeted major reformation and development in a number of sectors, including healthcare.

    The main focus of the government was on preventive healthcare and long-form immunization drive to minimize or completely eradicate certain preventable diseases like Kala Azar, Tuberculosis, Japanese encephalitis, and measles.

    Here are some initiatives by the Modi government that made a difference in the health sector.

    Benefits with E-Health

    The Digital India campaign of 2015 brought better efficiency in the healthcare sector. With an increase in the knowledge database and simplified concepts, a greater transparency was achieved, removing many malpractices from the industry. Through E-Heath initiative, healthcare became more accessible to people in remote areas who had very limited access to the healthcare facilities.

    An eHospital app was launched with an online registration system to minimalise the formalities at hospitals, before a check-up or treatment.

    Door to Door Check-up Initiative of 2017

    The most recent initiatives include door-to-door screening for chronic diseases like cancer, heart disorders and diabetes. This programme took place on World Cancer Day (4th February) and offered early detection and treatment of the diseases for people between the critical age group of 30 to 69 years.

    Making India Open Defecation Free by 2019

    Unhygienic conditions lead to diseases. In 2014, the Modi government launched a nationwide campaign to make India open defecation free by 2019. Many known faces from the Hindi film industry, like Vidya Balan and Amitabh Bachchan, took part to preach the campaign effectively to every house in India. More than 80 lakh public toilets were built across the country. Recently, states like Sikkim, Himachal Pradesh and Kerala were declared ODF states.

    Swachh Bharat Cess

    In the reiteration of Mahatma Gandhi’s dream for a Swachh India, Clean India Initiative or Swachh Bharat Mission was launched in 2015. The government imposed Swachh Bharat Cess on 15th November 2015 on taxable services at the rate of 0.5%. The government raised an amount of ₹3901.76 crore between 2015- 16 that was utilized for different Swachh Bharat initiatives of the government.

    National Health Policy 2017

    According to the latest healthcare policy, the public health expenditure was increased from 2% to 2.5%. The policy also targets reducing mortality rates of mothers, infants and children due to avoidable diseases. Leprosy is to be eradicated by 2018, while diseases like Kala azar and Lymphatic Filariasis are targeted for elimination by 2017.

    The policy also aims to reduce consumption of alcohol and cigarettes by 30%, reduce cardiovascular diseases and respiratory diseases by 2025 and reach the global target for HIV by 2020.

     

  • How to find FASTag Customer ID Using Vehicle Number

    by icicilombard 002 | Dec 01, 2023

    FASTag has revolutionised the way we pay for tolls on Indian highways, making travel quicker and more convenient. It is an electronic toll collection system implemented in India to facilitate cashless payments at toll plazas on highways. It has become mandatory for all vehicles in India, and non-compliance may result in penalties. But how to find FASTag customer ID using vehicle number? It’s easier than you might think. Here, we will guide you through the steps to do just that.

     

    Steps to find FASTag customer ID using vehicle number

     

    Visit Official Website: The most straightforward way to find your FASTag customer ID is by visiting the official website of the National Highways Authority of India (i.e., NHAI). Here is how:

    • Open your Web browser and go to the official NHAI FASTag website.
    • Look for an option that allows you to “Find FASTag customer ID” or something similar. It’s often located in the “Customer Support” or “Help” section.
    • Click on this option to proceed.
    • You will have to enter your vehicle number. Make sure to provide accurate information.
    • Once you have entered the vehicle number, submit the request.
    • The website will search its database and retrieve your FASTsag customer ID associated with the provided vehicle number.
    • You can now see your FASTag customer ID on the screen.

     

    Contact customer support: If you encounter difficulties while trying to find your FASTag customer ID online, don’t fret. You can always reach out to FASTag customer support for assistance. They are usually available via phone or email and will guide you through the process.

     

    Check your FASTag account: If you have a FASTag account or wallet associated with your vehicle, you can find your customer ID within your account settings or dashboard.

  • List of Cashless Network Hospitals in Guwahati

    by icicilombard 002 | Dec 01, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Guwahati, Assam

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Goalpara

    by icicilombard 002 | Dec 01, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Goalpara, Assam

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Dibrugarh

    by icicilombard 002 | Dec 01, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Dibrugarh, Assam

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Bongaigaon

    by icicilombard 002 | Dec 01, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Bongaigaon, Assam

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Vizianagaram

    by icicilombard 002 | Dec 01, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Vizianagaram, Andhra Pradesh

    Explore ICICI Lombard’s health insurance policies :

    which offers people much needed financial backup during any medical emergencies.

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