Travelling to Bali is a dream for many Indian tourists. With its beautiful beaches, lush forests and rich culture, Bali is a top holiday destination. But before you pack your bags and book your flights, one important question comes up: is travel insurance mandatory for Bali?
Let’s understand the need for travel insurance when visiting Bali, what it covers and why it’s a smart choice.
Do I need travel insurance for Bali from India?
As of now, it’s not mandatory to have travel insurance for Bali. However, it is still a wise decision. Travel insurance can protect you from unexpected medical expenses in case of a health emergency abroad. Additionally, it can reimburse you for expenses if you need to cancel, postpone or cut short your trip due to unforeseen circumstances.
Lost or delayed baggage can be a hassle, but travel insurance can help cover the costs of essential items until your belongings get returned. It also offers personal liability coverage in case of accidental damage or injury.
With travel insurance, you will have access to 24/7 assistance services, ensuring you receive guidance and support during emergencies.
Benefits of getting travel insurance for Bali
Now that you understand the importance of travel insurance for your Bali trip, it’s time to consider the benefits it provides. Let’s explore some of them.
- Financial protection: Travel insurance safeguards your finances by reimbursing you for covered expenses, ensuring you don’t face significant financial burdens due to unforeseen events.
- Peace of mind: Knowing that you have travel insurance offers peace of mind, allowing you to fully enjoy your vacation without worrying about potential mishaps.
- Emergency assistance: In case of emergencies, single trip travel insurance offers access to emergency assistance services, such as medical referrals, translation services, and repatriation to your home country.
- Coverage customisation: Travel insurance policies often allow you to customise coverage based on your specific needs. Whether adding adventure sports coverage or extending your trip duration, you can tailor the policy to fit your requirements.
What coverage should you look for when getting Bali travel insurance?
When choosing travel insurance for Bali, it’s important to ensure your policy covers the essentials. Medical coverage is a priority, especially for emergency hospitalisation and treatment. Your plan should also include protection against the loss of baggage or personal belongings, as well as compensation for flight delays or cancellations.
If you intend to try adventure activities like snorkelling, surfing or hiking, make sure your policy specifically includes adventure sports cover. Additionally, look for provisions for emergency evacuation and return to India if required.
Risks of travelling to Bali without insurance
Here are some risks you may face without travel insurance:
- High medical bills: If you need treatment, even for something small like a stomach infection, you might pay a large sum out of pocket.
- No refunds for cancellations: If your flight is cancelled or you fall sick before travelling, you may not receive any refunds, resulting in a significant loss.
- No support for stolen items: Petty theft and pickpocketing can happen, especially in tourist spots. Without insurance, you can’t claim for lost items.
Conclusion
Travel insurance is not compulsory for visiting Bali from India, but it is strongly advised. For a small cost, you get safety, support and financial protection while enjoying your holiday.
Need help choosing the right travel insurance online? We can guide you to find the best cover for your Bali trip based on your needs. Simply fill out the form on this page to get personal travel insurance advice from our experts.
FAQs
- Is travel insurance required to enter Bali?
No, it is not mandatory for Indian tourists, but it’s still a wise choice to have it.
- Can I get travel insurance after booking my flight?
Yes, you can buy it anytime before you start your journey. It’s better to buy it soon after booking your trip.
- Is insurance needed for adventure sports in Bali?
If you plan to do adventure activities, make sure your insurance includes coverage for them.
Updated on 09 Oct 2025
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