The Safety of Our Insurance Cover for Contents of Your Home

We spend a major chunk of our lives in our homes. It is no wonder then, that we invest much of our savings turning it into our own personal corner. We, at ICICI Lombard understand the value of this and offer you customised policies to protect this lifelong investment.

ICICI Lombard home insurance offers a comprehensive cover, which provides protection to both the structure as well as contents of your home. We offer coverage up to 10 years for structure, 5 years for contents and 5 years for both structure and content.

Under the household policy of our content insurance, we provide coverage for belongings like furniture, electronics, clothes, jewellery etc., against burglary or theft, fire, flood and other accidental damages. Your content cover can also be extended, at extra costs, on personal assets that you carry while travelling, for example your laptop.

Whether you own a house or stay on rent, it is advisable to opt for a home insurance policy that provides both structure as well as content coverage, as it takes into account all the investments that you made in your home. Our policy can be bought instantly online, with a hassle-free, no inspection process. However, make sure that you go over the policy wordings carefully to avoid any misunderstandings.

Benefits of ICICI Lombard Home Insurance


Cover your home against losses due to theft, burglary, terrorism, etc.


Stay protected against water seepage and resultant damages


Protect your home content like electronics, furniture and avail 25% discount


Secure your home against natural calamities like earthquakes, floods, cyclones, storms, etc.


You get a massive 50% discount when you opt for a 10 year structure cover


Cover damages due to fire or allied perils


Protect your jewellery with our All-Risk Cover and stay worry-free

Claims Procedure for Home Insurance

In case of an emergency:


step 1

Call us on our 24x7 toll free insurance helpline – 1800 2666


step 2

Provide relevant information, which includes your policy and other details regarding your claim


step 3

Your claim will be authenticated and forwarded to our claims department for further review


step 4

Once our claims department validates and registers your request, we appoint a surveyor within 48 hours


step 5

You will then need to submit all the relevant documents to the surveyor, after which the surveyor submits the Final Survey Report (FSR), along with the documents, within 7 days


step 6

On receipt of the documents, our claims department processes the claim within 7 days

Customer Reviews


Meghna Narayan

After years of saving, me and my husband finally managed to build our dream house in Kerala. It seemed prudent to opt for a home insurance to protect this lifelong investment and we opted for ICICI Lombard home insurance as it offered a comprehensive cover that provided coverage for our valuable personal belongings as well. It eases my mind to know that my home is secured against any uncertainties.


Hussain Sheikh

Since I have substantial amount of valuables at my home, it was necessary to buy a home insurance that provided the necessary coverage. ICICI Lombard home insurance offers adequate cover for household contents and personal belongings. Buying this insurance cover has lessened my worries when I'm out of town for frequent business meetings.


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Home Insurance

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