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Your vehicle registration number is the unique vehicle identification number issued by Regional Transport Office (RTO) and mentioned in your vehicle RC book. The vehicle registration number is printed on license plate and affixed to your vehicle.
Kindly note: While entering your vehicle registration number, please be careful about similar looking characters and number, like alphabet ‘O’ being used in place of number 0 or vice-versa.
A Key Protect Cover is an add-on in car insurance. It is commonly referred to as key replacement cover. This add-on covers the expenses you incur for repairing or replacing lost or stolen keys, locks and locksets, among others. You can avail this cover by paying an additional premium. Getting modern car keys replaced can be very costly. The Key Protect Cover offered by ICICI Lombard covers key replacement expenses, thereby saving you from paying the full amount from your pocket.
A Key Protect Cover offers you several benefits. Some of them are as follows:
Getting a new set of car keys can be expensive. A Key Protect Cover pays for the replacement cost. It saves you from spending a big amount at once. You don’t have to worry about the sudden expense.
Losing a car key can be stressful and time-consuming. With this cover, you get quick help without financial burden. It reduces your stress in such sudden situations. You can get back on the road faster.
Key replacement cover not only covers the expenses you incur on repairing or replacing lost keys/locks/locksets, but also locksmith charges. Note that these charges can be quite high. However, you can easily cover them with a key protect cover.
The key protect covers expenses for repairing/replacing the car keys, locks and lockset, including the locksmith charges. Coverage is provided for theft/burglary/ loss, or damage to them during the policy period. For details, go through the policy wording.
There are certain vital things you need to keep in mind while buying the Key Protect Cover in car insurance. Be aware that:
A key protect cover is an add-on that you can buy with a car insurance policy. To buy it online:
To make a claim under the key protect cover:
Immediately report your losses to us. You can do so through our toll-free number (1800 2666) or write to us at customersupport@icicilombard.com. You can also use the IL TakeCare app to report your claim.
File a police report of your loss. Keep the report copy with you, fill out the claims form and submit the required documents, including the police copy. You may be required to submit your repair invoice, policy copy, cancelled cheque, and other relevant documents.
We’ll go through the documents and verify the same. We’ll settle your claim upon successful verification and pay you the expenses incurred on repairing or replacing your lost keys.
Note: This is for information purposes only. For more details, click here.
No. A standard car insurance policy doesn’t cover the expenses you incur on replacing lost or stolen keys. You need a Key Protect Cover in car insurance if you want to recover these expenses.
A Key Protect Cover, also called key replacement cover, is essential as replacing or repairing car keys can be expensive. Modern car keys cost a lot. Add to it the locksmith charges and it can pinch your pocket hard. However, a key protect cover can help you easily offset such costs without dipping into your savings.
Yes. You must file an FIR with the police before you can submit a claim under key replacement cover. The FIR document can help you with a smooth claim settlement. Also, ensure that you submit all the relevant documents requested by your insurer for a hassle-free claim settlement.
Yes. Typically, a key protect cover does cover expenses for repairing or replacing lock sets upon theft or burglary. That said, review the policy documents to understand the coverage scope in detail.
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