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  • Robust protection for your car
  • Add-ons to offer extra protection
  • Easy claim settlement
 

Network garages for Volkswagen vehicles

ICICI Lombard offers access to a wide network of cashless garages and service centres for your car, including Volkswagen cars. ICICI Lombard have tie-ups with various Volkswagen service centres. ICICI Lombard have 6600+ cashless garages for Private car. These includes garages of Volkswagen as well. When you buy car insurance from us for your Volkswagen car, you can easily get your Volkswagen vehicle repaired at your nearest network garage or Volkswagen service centre on a cashless basis. This helps you get back on the road without any hassle.

What is car insurance for Volkswagen car?

Do you own a Volkswagen car? If yes, one of the fundamental requirements before taking it on the road is to have a car insurance policy. Car Insurance for your Volkswagen car (Volkswagen car Insurance) protects your vehicle from various risks on the road. Car insurance for your Volkswagen car safeguards you financially in the event that your prized vehicle is damaged due to natural or man-made calamities. It also protects you against third-party liabilities.

Benefits of Volkswagen Car Insurance

You get several benefits when you buy a car insurance policy for your Volkswagen car. Some benefits of having a Volkswagen car insurance policy are as follows:

Provides financial protection

Volkswagen car insurance offers you financial protection in case your Volkswagen car gets damaged due to calamities such as fire, explosion, burglary, riot, earthquake, typhoon, etc.

Helps get back on road quickly

With prompt service available at network garages, Volkswagen car insurance helps you get to your beloved car quickly. You don’t have to spend a long time waiting to get back in your vehicle.

Offers peace of mind

Having Volkswagen car insurance offers you peace of mind as you know the insurance company would take care of the expenses of your damaged vehicle in case of any untoward incident.

Why do you need Volkswagen Car Insurance?

Apart from the financial benefit available, there are several other reasons why you need a car insurance policy for your Volkswagen vehicle. These include:

1

Legal compliance

Driving without a valid car insurance policy can result in severe penalties. A third-party car insurance ensures legal compliance for you and your vehicle.

2

Authorised network garages

A car insurance comes with access to the authorised network garages of your insurer. Not only do they offer prompt service, but they also ensure the fitting of genuine parts. This is essential to make your ride safe.

3

Keeps resale value intact

A Volkswagen car with a proper insurance history and repairs at authorised garages fetches better resale value. It indicates that the car has been maintained well with genuine parts.

Types of coverage

There are primarily three types of car insurance. These are:

1

Third-party coverage

A third-party coverage offers protection against legal liabilities when your Volkswagen car injures or causes damage to a third party. It doesn’t cover damages to your vehicle.

2

Own damage cover

Own damage cover provides protection for your Volkswagen car in the event of damage caused by natural or man-made calamities. You can enhance this policy by opting for add-ons.

3

Comprehensive car insurance

As the name suggests, this policy offers comprehensive coverage for your Volkswagen car. It provides coverage for both own damage and third-party liabilities.

Car Insurance: Inclusions & Exclusion

  • Inclusions
  • Exclusions

The car insurance policy for your Volkswagen car includes:

  • Coverage for any loss or damage to your vehicle and its accessories due to natural calamities like fire, explosion, storm, typhoon, hurricane, etc.
  • Coverage for any loss or damage to your vehicle and its accessories due to man-made calamities like burglary, theft, riot, strike, malicious act, accident by external means, etc
  • A personal accident cover for owner driver with the option for adding a personal accident cover for passengers
  • Third-party legal liabilities due to accidental damage for permanent injury/death or damage caused to third party

There are certain exclusions under car insurance. These include:

  • Any accidental loss or damage and/or liability caused sustained or incurred outside the geographical area
  • Any claim arising out of any contractual liability
  • Liabilities arising from the vehicle being driven without a valid license
  • Any accidental loss or damage or liability directly or indirectly caused by or contributed to by or arising from nuclear weapons material
  • Any minor scratches to the vehicle, paint fading, wear and tear arising out of normal use
  • Any accidental loss, damage and/or liability caused, sustained or incurred, while the vehicle is not being registered permanently

Factors affecting the premium of Volkswagen Car Insurance

The premium you need to pay for your car insurance policy for your Volkswagen car depends on several factors. These include:

Coverage amount

The premium is directly proportional to the coverage amount. The higher the coverage, the higher the premium. If your Volkswagen car is expensive, you might need to opt for a higher coverage amount.

Safety features

Installing safety features in your Volkswagen car also affects the premium you need to pay for your policy. A vehicle with features like anti-lock brakes, multiple airbags, etc., is deemed safer than one without it.

Add-ons chosen

The number of add-ons you choose for your policy also affects the premium amount. Add-ons provide protection beyond the base policy and require additional premiums.

Add-ons for Volkswagen Car Insurance

There are many add-ons you can add to your Volkswagen car insurance policy as per your needs. Some of them are:

  • Zero Depreciation

    This add-on pays you the full claim amount without factoring in depreciation. Generally, your car’s value depreciates with time. This add-on ensures a higher payout during claim settlement.

  • Engine Protect Plus

    The engine is your car’s heart. Replacing or repairing a damaged engine can be quite expensive. This add-on pays the expenses incurred on repairing or replacing a damaged engine due to water ingression, oil leak, etc.

  • Tyre Protect

    This add-on covers the expenses incurred for repairing or replacing damaged tyres or tubes due to accidental damage. It’s a handy add-on to have if you drive regularly on rough roads.

How to buy Volkswagen Car Insurance online?

Buying a car insurance policy for your Volkswagen car online is easy. All you need to do is:

  • Go to our official website here
  • Click on ‘Car Insurance’ under ‘Motor Insurance’ dropdown
  • Enter your details
  • Click on ‘Get Quote’
  • Follow the instructions that appear and pay the premium to buy the policy

Volkswagen Car Insurance: Claiming process

Follow these steps to make a claim from your Volkswagen insurance policy:

1

Inform us

Notify us regarding your claim. You can reach out to us through our toll-free number (1800 2666) or write to us at customersupport@icicilombard.com. You can also lodge a claim through our website or SMS "CLAIM" to 575758.

2

Complete video survey

Complete the video survey of your damaged car through the IL TakeCare app. Cover damages from all angles in a well-lit area and add motor claim info such as location, time and date of loss.

3

Submit the required documents

Submit the required documents along with the original claims form. Ensure the documents are accurate and legible. We’ll assess your claim and settle it as per the policy’s terms and conditions.

Note: For detailed info, please click here

Documents required for Volkswagen Car Insurance claims

You need to submit the following documents while making a claim from Volkswagen insurance:

  • Original claim form with NEFT mandate form
  • Copy of registration certificate
  • Copy of driving license of the person driving the vehicle
  • Policy copy
  • Certified copy of one officially valid document & PAN card/form 60
  • FIR or police report (depending on loss type)
  • Garage estimate
  • Repair invoice
  • Cancelled cheque (in case of non-cashless settlement)

We’ll inform you in case you need to submit any additional documents. For a full list of documents, click here.

Note: The aforesaid list is only illustrative not exhaustive

FAQs on Volkswagen Car Insurance

Which type of insurance should I buy for my Volkswagen car?

The choice depends on your needs. While a third-party policy is mandatory by law, note that it’ll only cover damages suffered by a third party involving your vehicle. On the other hand, an own damage policy will cover damages suffered by you and your vehicle.

How can I calculate the premium for Volkswagen car insurance?

You can estimate your Volkswagen insurance premium using our online calculator. Upon entering your vehicle’s registration number, the calculator will provide an estimate.

Should I buy add-ons with Volkswagen insurance?

It’s up to you. Add-ons provide extra protection that is not typically available with a standard car insurance policy. You can choose the add-ons you feel are necessary for your car in the long run.

What things should I keep in mind while buying a car insurance policy for my Volkswagen car?

Look at the coverage amount along with the insurer’s reputation in customer service. Also, read the policy wordings carefully to know the inclusions and exclusions.

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