A road trip or a long drive in a car, traversing scenic stretches of land is an exciting and thrilling experience. But, there are possibilities for unpredicted road incidents to happen anytime. So, before venturing out for an adventurous road trip, make sure you have the essential supplies to combat or protect yourself against unforeseen unpleasant incidents while on the way. Car insurance documents and a first aid kit with all the basic supplies are essential to carry in your vehicle as a measure to safeguard against any accidents or mishaps.
Comprehensive car insurance can cover all of the expenses for damage repair and legal liabilities in case of bodily injury or death of a third party. While travelling, always keep a first aid kit in the car. This can be of use in events that require immediate medical attention.
What is a First Aid Kit?
A first aid kit is a small medical kit or box that contains essential medicines and other supplies that you can use to treat minor to moderate health conditions or injuries. This can address the immediate need for medical assistance or treatment for a person before being taken to a healthcare centre for more appropriate care.
A first aid box for a car typically and ideally contains supplies for treating pain, swelling, minor cuts, scrapes, and burns. The contents of the medical kit should be replaced and replenished from time to time. Supplies with an expiry period, like medicines, must be checked occasionally and restocked with new ones.
Things to Keep in Your Car’s First Aid Kit
A first aid kit kept in a car should essentially contain the following items:
- Band-aid to seal wounds or cuts
- Bandages to control bleeding and support injured joints
- Hand sanitiser to disinfect your hands before treating an injury
- Scissors to cut bandages or clothes
- Pain relief medicines and sprays
- Thermometer
- Safety pins to secure the bandage
- Antiseptic cleaners to wash the wounds
- Antibiotic ointments to apply on scrapes or minor wounds
What are the Benefits of Having a First Aid Kit in Your Car?
While travelling, it is necessary to take care of safety and consider it your priority than reaching the destination on time in a hurry. With a first aid kit in the car, you can ensure immediate medical help in case of unfortunate happenings.
Here are the benefits of having a first aid box for a car.
- Prepared to deal with emergencies: Having to face an emergency medical situation while on the road can cause panic. But if you have a well-equipped first aid kit in the car, it can be a great relief and provide immediate help. The essential supplies in the medical kit prove useful in such instances and prevent the situation from escalating and causing any harm.
- Enables quick response: When accidents occur on the roadside, using a first aid kit gives you time to call an ambulance and wait for medical aid to reach the spot or take the injured to a nearby hospital. First aid also plays a role in further treatment and recovery.
- Limit casualties: Having a medical kit to respond to conditions that demand immediate medical care can help limit the casualties.
- Peace of mind: Carrying a first aid box in the car will give you peace of mind. It assures you that you and your loved ones will get emergency care in case of any accidents.
How Can Car Insurance Offer Additional Protection?
Having a car insurance policy is imperative to deal with any accidents, mishaps, or vehicle failure. It is equally important as carrying a first aid box. Car insurance offers financial protection to the vehicle owner against any expenses incurred from the accident. Let’s look at how it can offer added security.
- Protection against damages: Car accidents that cause severe damage or even a minor bend to the vehicle can cost you a lot in its repair and servicing. The reconditioning charge can get higher according to the degree of damage and the car model. Having a car insurance policy will help you deal with the financial burden to some extent. The insurance company will compensate fairly for the damages to the car and the treatment of the policyholder. In the event of death due to an accident, the insurer will provide benefits to the survivor.
- Coverage against personal hazards: Many car insurance policies offer personal accident coverage. Such a plan will cover the medical expenses of the car owner if the person sustains an injury from an accident. The insurance policy will also compensate for the permanent disabilities of the insured, and in case of the car owner’s demise, the nominee or legal heir will receive the compensation.
- Coverage against third-party liability: It is mandatory for car owners to take third-party car insurance. It will protect the insured person against the liabilities arising from damage caused to the property of the other party involved in the accident. Injury or any other loss incurred by a third party because of the car owned by the individual also gets covered under third-party car insurance.
Conclusion
Everyone wishes for a safe and pleasant journey. No one will ever like to encounter any unpleasant circumstances while driving a car, be it an accident or mishap due to human fault, vehicle failure, poor road conditions, or inclement weather. Considering the increasing cases of road accidents happening in our country, it is always better to take precautions to deal with such situations. Purchasing a comprehensive car insurance policy and keeping a fully stocked first aid box in the car is the first step towards taking measures to deal with emergencies on the road.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.
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