Updated on 27 Nov 2025
Vietnam has become a hotspot for travellers due to its ancient temples and bustling cities, as well as tropical beaches. But international travel also comes with a few important preparations, and one of them is travel insurance.
Many travellers aren’t sure if travel insurance is required for Vietnam, or if it’s even worth buying. In this blog, we’ll help you understand when and why travel insurance matters.
Why do I need travel insurance for Vietnam from India?
Travel insurance is not legally needed to enter Vietnam, however, it is highly recommended. Travelling to another country always comes with risks, from falling sick to losing your baggage. A single trip insurance policy provides coverage in case you miss your flight, lose your luggage or even fall sick during your trip. It provides financial protection and peace of mind.
Why travel insurance is still strongly recommended
Vietnam is generally a safe destination for travellers, but unexpected situations can arise anywhere. Medical treatment, especially in private hospitals or clinics can be very expensive.
Additionally, travel disruptions like flight delays, lost baggage or a stolen passport can turn your trip into a stressful experience. A comprehensive travel insurance plan helps handle these challenges with financial support and peace of mind.
Benefits of travel insurance for Vietnam
Travel insurance offers several valuable benefits that can protect you during your trip. It covers medical expenses if you fall ill or have an accident, including hospital stays, medication and emergency transport. If your trip is cancelled or delayed due to illness or bad weather, non-refundable costs can be reimbursed.
You’re also protected against the loss, theft or damage of your baggage and personal items. In case you lose your passport, the policy can help cover replacement expenses.
Additionally, many plans offer 24/7 emergency assistance to help you find medical centres, report theft or access translation support when needed.
What a good travel insurance for Vietnam should cover
When selecting travel insurance for Vietnam, ensure the policy includes essential coverage such as medical expenses, emergency evacuation and hospital stays. It should also protect you against the loss of baggage or travel documents, trip cancellations or interruptions and accidental death or injury. Additionally, look for coverage that includes personal liability in case you unintentionally cause harm to someone or damage property during your trip.
Tips for choosing the right policy
Here are a few things to keep in mind:
- Compare plans: Don’t just choose the cheapest option—review multiple policies to understand what each one covers.
- Read the fine print: Check the terms and conditions carefully, including exclusions like adventure sports or pre-existing conditions.
- Coverage amount: Make sure the policy offers enough coverage for major medical emergencies and unexpected expenses.
- Duration of trip: Ensure the policy covers your entire stay in Vietnam without any gaps.
- Online support: Choose a provider that lets you buy, claim and track your policy easily through an online platform.
Conclusion
Even though travel insurance is not mandatory for Vietnam, it is an important aspect of your travel plans. The right insurance policy can protect you from medical emergencies, trip delays and other unexpected issues. So, before you travel to Vietnam, take a few minutes to pick a good travel insurance plan.
While you focus on enjoying your trip, let us take care of your protection. Simply fill out the form on this page to get travel insurance guidance tailored to your needs.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.